What is the name of your state (only U.S. law)? Indiana
I had some minor surgery back in April, and it took my insurance months to figure out what they were paying. I got so much information from doctors and the insurance company at the time that I kind of lost track of what I did and didn't owe.
Last month, I got a letter in the mail from an attorney stating that I owed a certain amount to surgical center, and that they'd take me to court in 30 days if they did not hear from me. I called them and told them we could work out a settlement if they sent me an itemized statement. For some reason, the individual I spoke to did not have one and could not produce one. Nothing was sent.
Yesterday I received a summons from them. I called again and let them know I never received anything from them and I am still not 100% convinced of the validity of the debt. I told them to just send me something from the original debtor, and we can settle this out of court. Again, she acted like this was damn near impossible for her to do.
Am I right in standing firm on this? The lawyer would have to bring some sort of proof that the debt is valid to the court if I dispute it, right? I don't know why this has become such a major issue for them. Providing this info to me should be pretty simple (or so I thought).
I had some minor surgery back in April, and it took my insurance months to figure out what they were paying. I got so much information from doctors and the insurance company at the time that I kind of lost track of what I did and didn't owe.
Last month, I got a letter in the mail from an attorney stating that I owed a certain amount to surgical center, and that they'd take me to court in 30 days if they did not hear from me. I called them and told them we could work out a settlement if they sent me an itemized statement. For some reason, the individual I spoke to did not have one and could not produce one. Nothing was sent.
Yesterday I received a summons from them. I called again and let them know I never received anything from them and I am still not 100% convinced of the validity of the debt. I told them to just send me something from the original debtor, and we can settle this out of court. Again, she acted like this was damn near impossible for her to do.
Am I right in standing firm on this? The lawyer would have to bring some sort of proof that the debt is valid to the court if I dispute it, right? I don't know why this has become such a major issue for them. Providing this info to me should be pretty simple (or so I thought).