I reside in NC. I found a motorcycle for sale in Wisconsin on an enthuiast website and made contact with the seller. After several days of emails and phone calls, we came to an agreement and I sent him the money. I arranged shipping and the shipper arrived, called me to report the bike was in excellent condition, and delivered the bike to me. The seller had told me his finance company could "expedite" the lien release so I could register and title the bike in my name. That was 9/14/09. He became hard to reach after the first couple of weeks and eventually returned my emails confessing he had a substance abuse problem and had not paid off the loan. Only a portion of the money sent to him was put toward the loan. He claimed he had just gotten out of rehab and was now doing good with a full time job and would make paying off the loan his number one priority. I'm a patient person and am willing to work with him to a reasonable degree but don't want to regret that six months from now. What options do I have?