What is the name of your state (only U.S. law)? Michigan
About four months ago, I moved out from living with my fiance. Until very recently (like this morning) we have been on good terms, still seeing each other.
I lived with my fiance for seven years. During that time, I owned a house that we did not live in, it was a vacant rental. Last winter, a water pipe broke and caused extensive water damage. My insurance company cut a large check to cover the damages. But for some reason (probably because I also had purchased auto insurance for both of us) they had him down as a part owner of my homeowners policy and cut the check to me, him, and the bank.
Since he is a contractor, we had decided to have him do the work. The house is quite a long way from the town where we live, so what I didn't realize is that since I moved out, he has done NO work to the house and has simply spent the last draw which was $7000. The bank will not release any further funds until a pre-determined amount of work has been done to the house.
The reason all this has come to light is because I have just recently discovered that he has been stealing money from me; on top of the insurance draw. On top of everything I have lent him because he's very slow right now as far as work. He borrowed my debit card with the permission to use $90. He instead took my card to an ATM and withdrew several hundred dollars. And that's just the tip of the iceberg as far as what I have lent him in past month and a half. He hasn't, of course, paid back anything.
I feel like an idiot, but that's beside the point. Right now, I need to know if I have any legal recourse on the insurance money. His name was on the check. I authorized him to draw the money. I don't have the money to get the repairs up to where they need to be in order to get the next draw.
Can I sue him? Can I sue him also for the money he stole from my bank account, even though I was stupid (trusted him) enough to let him borrow my card?
Please help. This is all very difficult for me right now as I have been betrayed in a relationship as well as possibly ruined financially.
About four months ago, I moved out from living with my fiance. Until very recently (like this morning) we have been on good terms, still seeing each other.
I lived with my fiance for seven years. During that time, I owned a house that we did not live in, it was a vacant rental. Last winter, a water pipe broke and caused extensive water damage. My insurance company cut a large check to cover the damages. But for some reason (probably because I also had purchased auto insurance for both of us) they had him down as a part owner of my homeowners policy and cut the check to me, him, and the bank.
Since he is a contractor, we had decided to have him do the work. The house is quite a long way from the town where we live, so what I didn't realize is that since I moved out, he has done NO work to the house and has simply spent the last draw which was $7000. The bank will not release any further funds until a pre-determined amount of work has been done to the house.
The reason all this has come to light is because I have just recently discovered that he has been stealing money from me; on top of the insurance draw. On top of everything I have lent him because he's very slow right now as far as work. He borrowed my debit card with the permission to use $90. He instead took my card to an ATM and withdrew several hundred dollars. And that's just the tip of the iceberg as far as what I have lent him in past month and a half. He hasn't, of course, paid back anything.
I feel like an idiot, but that's beside the point. Right now, I need to know if I have any legal recourse on the insurance money. His name was on the check. I authorized him to draw the money. I don't have the money to get the repairs up to where they need to be in order to get the next draw.
Can I sue him? Can I sue him also for the money he stole from my bank account, even though I was stupid (trusted him) enough to let him borrow my card?
Please help. This is all very difficult for me right now as I have been betrayed in a relationship as well as possibly ruined financially.
