outlookingin
Junior Member
First time on this forum and glad I found freeadvice.com.
I'm dealing with an interesting situation with a friend who just moved into town and I want to help her so hope you guys can help a bit.
Facts:
Single mother is the insured on this life insurance policy $200k.
Both her and her son are seperated from the father who is the policy holder.
No marriage documents; no proof that they ever shared the same address, her son is 6 months old and the "husband" is not registered as the father.
They are seperated now and there is a lot of conflict. The husband has threatened to kill her and her son. There is already a court order to keep him away.
Is there anyway she can get this life insurance policy closed down? She's only 21 and scared, uncomfortable, etc. Knowing that you have a violent man after your life... isn't a good feeling when trying to raise a son.
Things already tried: called insurance company... can't even get a copy of the policy.
Is there a way to close this policy? I'm surprised he is the policy holder since my understanding is that life insurance policies can only be owned by someone related to an individual. How did this happen when he guy isn't a husband, relative, or business partner?
Any notes will be greatly appreaciated. What type of lawyers should this young lady consult with? Criminal, insurance, divorce?
I'm dealing with an interesting situation with a friend who just moved into town and I want to help her so hope you guys can help a bit.
Facts:
Single mother is the insured on this life insurance policy $200k.
Both her and her son are seperated from the father who is the policy holder.
No marriage documents; no proof that they ever shared the same address, her son is 6 months old and the "husband" is not registered as the father.
They are seperated now and there is a lot of conflict. The husband has threatened to kill her and her son. There is already a court order to keep him away.
Is there anyway she can get this life insurance policy closed down? She's only 21 and scared, uncomfortable, etc. Knowing that you have a violent man after your life... isn't a good feeling when trying to raise a son.
Things already tried: called insurance company... can't even get a copy of the policy.
Is there a way to close this policy? I'm surprised he is the policy holder since my understanding is that life insurance policies can only be owned by someone related to an individual. How did this happen when he guy isn't a husband, relative, or business partner?
Any notes will be greatly appreaciated. What type of lawyers should this young lady consult with? Criminal, insurance, divorce?