What is the name of your state (only U.S. law)? Tx
I was recently involved in an auto accident with someone who ran a red light. I was taken to the hospital immediately following the accident. The very next day I filed a claim with Fred Loya Insurance. They denied my claim based off of what was listed on the police report. Basically it stated that I admitted I ran the red light, it also stated both parties completed a urine anaylsis which we never did and I certainly did not admit i ran the red light. I contacted Austin Police department and was told that it is up to the officer to decide whether or not to change the report, needless to say he didnt. I am now being charged $33,000 in damages to the party that ran the red light. At the time of the accident I had a lapse in coverage so my insurance company cannot help me. I want my car paid for since it was totalled in the accident and to not be responsible for the damages to the other car. Please let me know what I could do.
Thanks!
I was recently involved in an auto accident with someone who ran a red light. I was taken to the hospital immediately following the accident. The very next day I filed a claim with Fred Loya Insurance. They denied my claim based off of what was listed on the police report. Basically it stated that I admitted I ran the red light, it also stated both parties completed a urine anaylsis which we never did and I certainly did not admit i ran the red light. I contacted Austin Police department and was told that it is up to the officer to decide whether or not to change the report, needless to say he didnt. I am now being charged $33,000 in damages to the party that ran the red light. At the time of the accident I had a lapse in coverage so my insurance company cannot help me. I want my car paid for since it was totalled in the accident and to not be responsible for the damages to the other car. Please let me know what I could do.
Thanks!