Judgement and Unlawful Bank Account Seizure

[TheNJBen]

What is the name of your state (only U.S. law)? NJ

Hello .. my mother is on permanent disability due to a heart condition and in the past she had a credit card that got away from her and ultimately there was a judgement. She was on an automated payment plan that stopped a couple of months ago but we are not sure why. She did not initiate the stop. I help her out with these issues as the stress is too much for her.

The company that owns the debt has now for the THIRD time in the past 4 years has seized her bank account. The last 2 times they returned the money because disability and SS money are untouchable. I know they will again this time once I can speak with someone there but each time she is out the banking fees and that is money she does not have.

The question is if I have any additional recourse against this company for knowingly taking money they know they can not lawfully keep.

Thanks
Ben

 

[TigerD]

The question is if I have any additional recourse against this company for knowingly taking money they know they can not lawfully keep.

Thanks
Ben

YOU have no recourse at all.

DC

 

[TheNJBen]

I have POA to act on her behalf in these matters. So by me having recourse, I mean her.

 

[TigerD]

I have POA to act on her behalf in these matters. So by me having recourse, I mean her.

Then you can write the check and pay the debt. It will solve the problem immediately.

DC

 

[Isis1]

Then you can write the check and pay the debt. It will solve the problem immediately.

DC

Wouldn't she be able to file a motion to supress all bank levies if she can prove the only funds she ever received are from her ungarnishable payments?