Lapsed Life Insurance Policy

[ricajim]

I have an old Metropolitan Life policy (Warwick, RI) that I have discovered has lapsed. Metropolitan did not contact me to alert me that this policy would lapse and I would like to know if there is a legal obligation of an insurance company to notify policy holders of any impending lapsing of policies.What is the name of your state (only U.S. law)?

 

[Zigner]

I have an old Metropolitan Life policy (Warwick, RI) that I have discovered has lapsed. Metropolitan did not contact me to alert me that this policy would lapse and I would like to know if there is a legal obligation of an insurance company to notify policy holders of any impending lapsing of policies.What is the name of your state (only U.S. law)?

You didn't notice that you weren't paying the bill?

 

[Betty]

It is the premium payor's responsibility to see that premiums are paid on time.