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bankruptcy horror story.

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EVIE3BME

Junior Member
What is the name of your state (only U.S. law)?virginia hello,i filed bankruptcy last year and everything was discharged.i kept the truck but i didnot reaffirm the debt.didnt want another contract so they let me pay the payments without an agreement. so no i am having problems with paying and they threating to take a warraant out on me. will i have to pay for truck.
 


Antigone*

Senior Member
What is the name of your state (only U.S. law)?virginia hello,i filed bankruptcy last year and everything was discharged.i kept the truck but i didnot reaffirm the debt.didnt want another contract so they let me pay the payments without an agreement. so no i am having problems with paying and they threating to take a warraant out on me. will i have to pay for truck.
You also have the option of giving them back their vehicle.
 

bigun

Senior Member
Since you didn't sign a reaffirmation agreement, you can return the truck and have no liability for any deficiency balance.
 

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