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juvinille theif

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Tabs883

Junior Member
What is the name of your state (only U.S. law)? Hi,, I am in Tennessee and have a question about a child who has been in trouble before just got off probation and now she has stolen a debit card from my child and over drafted more than 900.00 they are both 17 we have went to the bank and police.. Bank is putting money back in account. Police are working on theft and forgery charges. The question i have is will the court be harder on this child for her 2nd offence? It may sound bad but I want them to throw the book at her cause she is now taking this new synthetic meth called molly's plant food and yes she is starting to even look bad. Her parents either don't care or cant cope with her anymore.. And i want her to get help before she is to far gone. Can and will the courts punish her long enough to serve some kind of time..
 


Banned_Princess

Senior Member
Why does your 17 year old have a debit card ??????


yea, jail will clean kiddo right up. :rolleyes::rolleyes::rolleyes:



this is not a drug crime as it doesnt involve drugs, so a rehab instead of jail will have to be negotiated between girls lawyer.
 

Just Blue

Senior Member
Why does your 17 year old have a debit card ??????


.
Ummm...Perhaps the near adult has a JOB and requires a CHECKING ACCOUNT to deposit his/her paycheck into.
My eldest has had an checking account since she was 15. A savings since she was an embryo. I wish I had her skills at handling money...
 

Banned_Princess

Senior Member
Well, I wouldn't allow my 17 year old a debit card to walk around with to get stolen. (like what has happened) and overspending at 18 after mastering the art of bank balancing, she can go ahead and be responsible for her own bank account and debit card.

if my kid needs the checking account for whatever reason. (or no reason, not opposed to children's bank account) I hold the card and take him to atm if he needs money to do whatever, or relinquish the card while he goes to the mall or shopping. then the card comes back to me. (since carrying too much cash would pose the problem of loseing that forever if stolen) and debit cards will tell me what he spent where. as opposed to cash, where the cash could be spent anywhere on anything. (drugs)

too easy to overdraft, if he is only using plastic, for his day to day / shopping needs. plus cash helps in making sure her math is practiced in getting change, and whatnot.

So yes, there are good points on each side of the card. what counts is balance and responsibility... my kid is still pretty young, and so self centered, she would certainly abuse a bank account on ice cream and gum. :rolleyes:
 

Just Blue

Senior Member
Well, I wouldn't allow my 17 year old a debit card to walk around with to get stolen. (like what has happened) and overspending at 18 after mastering the art of bank balancing, she can go ahead and be responsible for her own bank account and debit card.

if my kid needs the checking account for whatever reason. (or no reason, not opposed to children's bank account) I hold the card and take him to atm if he needs money to do whatever, or relinquish the card while he goes to the mall or shopping. then the card comes back to me. (since carrying too much cash would pose the problem of loseing that forever if stolen) and debit cards will tell me what he spent where. as opposed to cash, where the cash could be spent anywhere on anything. (drugs)

too easy to overdraft, if he is only using plastic, for his day to day / shopping needs. plus cash helps in making sure her math is practiced in getting change, and whatnot.

So yes, there are good points on each side of the card. what counts is balance and responsibility... my kid is still pretty young, and so self centered, she would certainly abuse a bank account on ice cream and gum. :rolleyes:
How young?
 

mistoffolees

Senior Member
Well, I wouldn't allow my 17 year old a debit card to walk around with to get stolen. (like what has happened) and overspending at 18 after mastering the art of bank balancing, she can go ahead and be responsible for her own bank account and debit card.
Wow. So you're bragging that you've got an immature 17 year old?

A 17 year old should be able to handle cash, a checking account, or a debit card. Granted, there might be limits (for example, I sometimes give my daughter a limited debit card so that she can shop for personal items without dragging me into it), but there's absolutely no reason a 17 year old couldn't handle a debit card. Do you refuse to give your child cash? That could be stolen, too. In fact, since cash doesn't have a PIN, the risk is even greater.
 

Banned_Princess

Senior Member
How young?
she will be turning 12 next week. she barely has cash under control . :rolleyes: collecting money and counting it (cash, coins are still a problem) she's good with that, using her own money, getting change, giving casher enough to cover the cost of what she wants, only choosing things she can afford or giving casher exact change, is still a frustrating (for me) challenge. a challenge we practice often so she can get better and more self sufficient (go to the corner store alone, help me food shop by pricing items, keeping a running tally of what we already spent -sales- grrrrr) . she really just doesn't give a hoot.

so a debit card is just not anywhere in the near future. that would remove her responsibility to practice and learn basic buying with cash. and staying within budget.

:)
 

Banned_Princess

Senior Member
Wow. So you're bragging that you've got an immature 17 year old?

A 17 year old should be able to handle cash, a checking account, or a debit card. Granted, there might be limits (for example, I sometimes give my daughter a limited debit card so that she can shop for personal items without dragging me into it), but there's absolutely no reason a 17 year old couldn't handle a debit card. Do you refuse to give your child cash? That could be stolen, too. In fact, since cash doesn't have a PIN, the risk is even greater.
no my child is not 17.

yes I understand cash is riskier then debit card. and its easier to spend cash on things I wouldnt be too happy about. but it is also eaiser to over spend when not dealing with cash.


but I don't have a 17 year old yet, and at 17 I was spending my paycheck on booze, pot, and cigarettes because my parents weren't paying attention. (well, because I wanted to, and they weren't paying attention)

If I had a debit card back then... :eek: ... that would have opened the door to credit cards and spending spree's that I would STILL have on my credit to this day.
 

Antigone*

Senior Member
no my child is not 17.

yes I understand cash is riskier then debit card. and its easier to spend cash on things I wouldnt be too happy about. but it is also eaiser to over spend when not dealing with cash.


but I don't have a 17 year old yet, and at 17 I was spending my paycheck on booze, pot, and cigarettes because my parents weren't paying attention. (well, because I wanted to, and they weren't paying attention)

If I had a debit card back then... :eek: ... that would have opened the door to credit cards and spending spree's that I would STILL have on my credit to this day.
When my daughter was 17, she had a job and a bank account with a debit card. As a mother it was my job to teach my child how to fiscally responsible.

Sounds like pareting is in order, BP.;) That is, if you want to raise a fiscally reponsible child.
 

Banned_Princess

Senior Member
When my daughter was 17, she had a job and a bank account with a debit card. As a mother it was my job to teach my child how to fiscally responsible.

Sounds like pareting is in order, BP.;) That is, if you want to raise a fiscally reponsible child.
I certainly do. its so frustrating working with her tho. I end up ready to late term abort her. ha ha ha just kidding.

at least I have 5 more years to work on it. I have been working on this and other scholastics -reading- since 5. she is smart, she is just not interested in learning, nomatter how many or what fun approaches I try or what punishments or rewards I offer... and school keeps pushing her up a grade although her grades are minimum. she has an IEP and is on pay attention pills. what she needs is a smart pill. ha ha ha j/k again.


end hijack.
 

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