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Can my ex evict me from foreclosure after MSA ?

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tinker925

Junior Member
What is the name of your state (only U.S. law)? CA

My ex hasn't slept in the home for three months and over the past year has been gradually moving her things out. She still has some things in the home, shows up every few weeks and comes and goes as she pleases. I have never left the house and was.... hoping.... to take it over somehow.

The mortgage is in her name only for credit reasons - but I paid for 70% of all the bills because I made more money, I found the house and fixed it up. She earlier in 2011 filed a chapter 13. Because the house is severely underwater, our (shared) legal representative highly suggested she switch to a chapter 7 and that we let the house go. We talked about it and agreed. At that time she told me verbally, "well you wont have to pay and while the house goes into foreclosure you can save money". THEN we had a falling out and she is on the rampage.

A few days after we signed (and notarized)and submitted our MSA to the courts she served me with an "eviction notice". I lost my job and am struggling. She says she can evict me because she is solely on the mortgage. Its her house legally she says.

Our MSA states exactly and ONLY this as it pertains to the house... "Petitioner (her) may switch her chapter 13 to a chapter 7 and surrender the house. At which time, the respondent (me) will need to vacate the residence". It states NOTHING about her living there, or that she has primary usage or any rights and only mentions me living there by stating that I have to vacate once the bank takes over. Nothing about her at all having to move or even living there.

Can she evict me at this point? She is sending me various emails counting down the days I have until she "evicts" me, she barged into my room and took pictures of me?? (scary weird) then took pictures of the house, she took our internet router, turned the water off without notice .... what can I do? Can I make her stop this?
 
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TinkerBelleLuvr

Senior Member
What is the name of your state (only U.S. law)? CA

My ex hasn't slept in the home for three months and over the past year has been gradually moving her things out. She still has some things in the home, shows up every few weeks and comes and goes as she pleases. I have never left the house and was.... hoping.... to take it over somehow.

The mortgage is in her name only for credit reasons - but I paid for 70% of all the bills because I made more money, I found the house and fixed it up. She earlier in 2011 filed a chapter 13. Because the house is severely underwater, our (shared) legal representative highly suggested she switch to a chapter 7 and that we let the house go. We talked about it and agreed. At that time she told me verbally, "well you wont have to pay and while the house goes into foreclosure you can save money". THEN we had a falling out and she is on the rampage.

A few days after we signed (and notarized)and submitted our MSA to the courts she served me with an "eviction notice". I lost my job and am struggling.

Our MSA states exactly and ONLY this as it pertains to the house... "Petitioner may switch her chapter 13 to a chapter 7 and surrender the house. At which time, the respondent will need to vacate the residence". It states NOTHING about her living there, or that she has primary usage or any rights and only mentions me living there by stating that I have to vacate once the bank takes over. Nothing about her at all having to move or even living there.

Can she evict me at this point? She is sending me various emails counting down the days I have until she "evicts" me, she barged into my room and took pictures of me?? (scary weird) then took pictures of the house, she took our internet router, turned the water off without notice .... what can I do? Can I make her stop this?
Your X can't evict you; only a judge can evict (or referee/magistrate). Once an order has been entered, it can be then executed.
 

ecmst12

Senior Member
Never mind. Your answers are in the last thread you posted on this subject. Which is why you should not start multiple threads on the same situation!!!!!
 

mistoffolees

Senior Member
Your X can't evict you; only a judge can evict (or referee/magistrate). Once an order has been entered, it can be then executed.
OP should probably talk with the bank about taking over the mortgage and ownership. If ex files bankruptcy, the bank may see that as preferable to foreclosure.
 

tinker925

Junior Member
Never mind. Your answers are in the last thread you posted on this subject. Which is why you should not start multiple threads on the same situation!!!!!
I'm sorry... the system booted me out when I went to submit... so I didn't think it had posted... sorry about that.
 

ecmst12

Senior Member
There are a ton of responses to your post from September, how could you possibly think it hadn't posted??
 

ecmst12

Senior Member
Doesn't change the responses previously given that you DO have ownership of the house regardless of name on the title and your spouse can't throw you out. Its the marital home and it is community property.
 

tinker925

Junior Member
Doesn't change the responses previously given that you DO have ownership of the house regardless of name on the title and your spouse can't throw you out. Its the marital home and it is community property.
Thank you very much.... is there any way I can stop her from harassing me with these threats?
 

mistoffolees

Senior Member
Doesn't change the responses previously given that you DO have ownership of the house regardless of name on the title and your spouse can't throw you out. Its the marital home and it is community property.
I'm not sure that's technically accurate. You only own the home if your name is on the title. It IS correct to state that THE EQUITY in the home is community property.
 

tinker925

Junior Member
Yikes, now... after a week of not getting ANY mail I talked to the postman today and found out that now not only did she serve me with an "eviction notice" but she also put my mail on "hold" at the post office.

God, what can I do to stop her... again nothing states in our MSA that she has exclusive rights... how can I stop her?
 

ecmst12

Senior Member
Get your mail off hold and put the utility bills in your name. Ignore her eviction notice, it holds no weight.
 

Antigone*

Senior Member
In the other thread she was the wife, now the OP is posting as the husband:confused: I am confused.

In his/her last thread he/she said this:

I am the wife...

This was a 9 year marriage.... we have been in the house 6 years, this is our second home together.
In this thread he/she says this:

My ex hasn't slept in the home for three months and over the past year has been gradually moving her things out. She still has some things in the home, shows up every few weeks and comes and goes as she pleases. I have never left the house and was.... hoping.... to take it over somehow.

The mortgage is in her name only for credit reasons - but I paid for 70% of all the bills because I made more money, I found the house and fixed it up. She earlier in 2011 filed a chapter 13. Because the house is severely underwater, our (shared) legal representative highly suggested she switch to a chapter 7 and that we let the house go. We talked about it and agreed. At that time she told me verbally, "well you wont have to pay and while the house goes into foreclosure you can save money". THEN we had a falling out and she is on the rampage.
Are we getting played?
 

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