husband authorized user on credit cards

[UMITTANITANWAR]

My husband left me in 1 day-without my knowledge-by maxing out my credit cards in 1 day. The day that he did all the cash advances and purchases is teh day that he has left me and that day he was an authorized user. What type of law suit can I pursue against him?

 

[Proserpina]

My husband left me in 1 day-without my knowledge-by maxing out my credit cards in 1 day. The day that he did all the cash advances and purchases is teh day that he has left me and that day he was an authorized user. What type of law suit can I pursue against him?

Which US state?

 

[Ohiogal]

My husband left me in 1 day-without my knowledge-by maxing out my credit cards in 1 day. The day that he did all the cash advances and purchases is teh day that he has left me and that day he was an authorized user. What type of law suit can I pursue against him?

Divorce, in the United States at least.

 

[sandyclaus]

As an authorized user of the cards, he was just as legally entitled to use the cards as you were - to whatever extent he chose. At least, that's the way the law will see it.

I would suggest removing authorization from his use of the cards IMMEDIATELY to avoid a repeat of this occurrence in the future.

 

[UMITTANITANWAR]

Reply

Thanks for the reply. I removed him being an authorized user on the cards, and I know I have to file a divorce case, but before divorce, can I have a seperate law suit to collect this credit card debt? I can easily prove that he did it in 1 day and he left me the same day without any notice.Thanks

 

[ecmst12]

No, you gave him permission to use the card - that's what AUTHORIZED user means. You will have to address it in the divorce.

 

[sandyclaus]

Thanks for the reply. I removed him being an authorized user on the cards, and I know I have to file a divorce case, but before divorce, can I have a seperate law suit to collect this credit card debt? I can easily prove that he did it in 1 day and he left me the same day without any notice.Thanks

I guess you didn't really read my reply.

If he was still an authorized user on the day he cleaned out the credit card account, then you have NO recourse.

 

[tuffbrk]

Well, it will become marital debt, Family Court will relieve her of half of the financial responsibility. If she is able to prove dissipation of funds in the divorce, she can also recoup more of it. However, it does not provide her with any line of credit to be accessed in the near future.

OP - you need to talk to your creditors immediately. If he maxed out the card, you need to be certain that you don't then accrue "over the limit" charges. If you address it immediately, they may be willing to work with you to some degree.

Good luck.

 

[Just Blue]

Thanks for the reply. I removed him being an authorized user on the cards, and I know I have to file a divorce case, but before divorce, can I have a seperate law suit to collect this credit card debt? I can easily prove that he did it in 1 day and he left me the same day without any notice.Thanks

You were asked 2x for the state. IF you are unwilling to give this simple info, hire an attorney in your country to assist.

 

[sandyclaus]

Well, it will become marital debt, Family Court will relieve her of half of the financial responsibility. If she is able to prove dissipation of funds in the divorce, she can also recoup more of it. However, it does not provide her with any line of credit to be accessed in the near future.

OP - you need to talk to your creditors immediately. If he maxed out the card, you need to be certain that you don't then accrue "over the limit" charges. If you address it immediately, they may be willing to work with you to some degree.

Good luck.

That's not necessarily true.

We don't know what state OP lives in, and whether or not their state considers the debt a community debt or whether they have equitable distribution.