Removed from homes title & illegal loan taken out.

[MyNameHere23]

My grandmothers exhusband apparently removed her name from the title of their home they co.owned & took a loan out for 500,000 on it. She is currently living in this home. Paperwork on this illegal loan he took out was sent to her home so she has proof of the loan. She also has the original paperwork on the house with her name on the deed & everything. She thinks she can do nothing about it because she does not trust the legal system. That the courts will rule in his favor & she will lose her home completely.

What can we do? What should we do?
I don't really know at all what we can do or where to start. My mother nor grandma will look into this at all so its up to me to figure it out.
Realllly need advice.
We live in california.

 

[Banned_Princess]

My grandmothers exhusband apparently removed her name from the title of their home they co.owned & took a loan out for 500,000 on it. She is currently living in this home. Paperwork on this illegal loan he took out was sent to her home so she has proof of the loan. She also has the original paperwork on the house with her name on the deed & everything. She thinks she can do nothing about it because she does not trust the legal system. That the courts will rule in his favor & she will lose her home completely.

What can we do? What should we do?
I don't really know at all what we can do or where to start. My mother nor grandma will look into this at all so its up to me to figure it out.
Realllly need advice.

The state you live in is a mandatory requirement. please disclose. US Law Only.

 

[justalayman]

What can we do?

if your grandmother is mentally competent; nothing. If grandmother is mentally incompetent, you can seek a conservatorship and take care of the problem if you are appointed conservator.

What should we do?

counsel her. You know her, I don't. You will have to figure out how to convince her to do something. I would start with at least suggesting she speaks with a lawyer who can investigate and review the situation and advise her as to her options.

 

[MyNameHere23]

if your grandmother is mentally competent; nothing. If grandmother is mentally incompetent, you can seek a conservatorship and take care of the problem if you are appointed conservator.

counsel her. You know her, I don't. You will have to figure out how to convince her to do something. I would start with at least suggesting she speaks with a lawyer who can investigate and review the situation and advise her as to her
options.

I've suggested it multiple times & she refused each time. She doesn't believe anything can be done. She really isn't all there & thinks she shouldn't do anything till "they" referring to the spirits tell her the time is right. She won't even leave the house. Hasn't been out in 9years. Would that qualify for being mentally incompetent?

 

[justalayman]

I've suggested it multiple times & she refused each time. She doesn't believe anything can be done. She really isn't all there & thinks she shouldn't do anything till "they" referring to the spirits tell her the time is right. She won't even leave the house. Hasn't been out in 9years. Would that qualify for being mentally incompetent?

not in itself but it surely puts it into question. Only a medical professional can deem her incompetent.

 

[MyNameHere23]

not in itself but it surely puts it into question. Only a medical professional can deem her incompetent.

How am I suppose to go about seeking conservatorship?

It's been almost 5 years since this loan & title change was done. Would that time affect our ability to file a case against her ex?

 

[tranquility]

The first thing I'd do is check the chain of title. See what is going on before making big things out of what might easily be explained.

 

[Ohiogal]

Are you sure granny didn't sign off on the deed or that he wasn't awarded the house in the divorce and that allowed him to get her off the deed? In addition, if he was awarded the house in the divorce he is allowed to get a home equity loan against it.