Thanks for your reply. I understand feeling responsible is not the same thing as being liable. Then there is a question of doing the RIGHT thing. When I purchased the home I expected to receive it "as is", exactly the same as it was at the time I signed the contract as the day I closed. I did not expect the house to be damaged by the contractor the bank hired. I did not expect the nice security bars to be missing other than the two I requested to be removed. How can I control what happens between the time of the final walk-through and the time of closing? Irregardless, a person should not have been ripped off and the bank should have made things right for the customer and then sued their irresponsible contractor.
You keep getting into moral or ethical actions, not legal actions. Feeling responsible and "doing the right thing" are not legal theories which you can base a suit upon.
as to getting the home in the condition you signed the contract: remember, you are the one that said you could not close with it in that condition (why I don't know. I know many people who have purchased homes that are not eligible for a C of O at the time of purchase) and subsequently asked the bank to have a couple sets of the bars removed.
Irregardless, a person should not have been ripped off and the bank should have made things right for the customer and then sued their irresponsible contractor.
Regardless of what you think, you signed the documents to accept the home as it was at the time of closing. They went a step further to attempt to appease you. You aren't happy. If you really think the bank owes you something, sue them. If you aren't willing to do that, then let it go.