bad faith insurance

[sabine wimmer]

What is the name of your state? colorado

the insurance co denied my claim based on the drawing that the officer drew on his accident report. the other driver was issued the violation .the officer said he would talk to the insurance co and answer any question to clarify any misinterpretations that they may have .we have given them all the facts and they refuse to verify them with the officer .
is it legal for an insurance co to deny a claim based on their own speculations ?even when you have the officer ready to tell them that he does not draw motion into his reports?

 

[BryanP]

bad faith insurance practices

The best ways to fight bad faith insurance practices are to (a) take legal action and (b) report the insurance company to your state's commissioner of insurance. You can find your state's appropriate agency at www.naic.org, the website for the National Association of Insurance Commissioners.

 

[Zigner]

The best ways to fight bad faith insurance practices are to (a) take legal action and (b) report the insurance company to your state's commissioner of insurance. You can find your state's appropriate agency at www.naic.org, the website for the National Association of Insurance Commissioners.

This problem was rectified nearly a decade ago.

Furthermore (not that it matters) but I suspect the OP was accusing the other party's insurance company of "bad faith." Of course, the OP would have no case in that situation.

 

[LordofBooks]

I'd echo Bryan's suggestion to contact you local state insurance board. Insurance companies are required to operate in good faith, part of that is fully investigating all claims. This typically means taking all evidence into consideration, especially those that can change the outcome of a claim.

In your case, if the officer claims to have any information that could change the outcome of your case, your insurance company would have to talk to him. Especially since he's made himself available. I'd write a letter to the company notifying them of your issue again. If they continue to deny your claim, contact your insurance board and report their bad faith action. Also, get a statement from the officer that includes any information that contradicts your insurance company's conclusion.

 

[Zigner]

02-26-2003, 09:32 PM


Yeesh!

 

[Betty]

Yeesh!

Agree, Yeesh! -- BryanP & LordofBooks, you replied to an old thread from 2003!