Collection Agency Harrasement

[CREDIT WORTHY]

What is the name of your state (only U.S. law)? PA

Customer has been receiving calls regarding an outstanding bill, but the collection agency won't give any information about the debt or what collection agency is calling. They have called place of employment and threatened the owner, called her mother & threatened her and is stating things that they can do to her which cannot happen. This is blatant violation of the FDCPA, but what is one to do if the harrasement goes on several times a day and they are speaking to managers, family members and discussing her business. When you call the number that is left a man picks up & just states his name, but no company name.

How is this handled. Should be able to sue, but who do you sue?

 

[LdiJ]

What is the name of your state (only U.S. law)? PA

Customer has been receiving calls regarding an outstanding bill, but the collection agency won't give any information about the debt or what collection agency is calling. They have called place of employment and threatened the owner, called her mother & threatened her and is stating things that they can do to her which cannot happen. This is blatant violation of the FDCPA, but what is one to do if the harrasement goes on several times a day and they are speaking to managers, family members and discussing her business. When you call the number that is left a man picks up & just states his name, but no company name.

How is this handled. Should be able to sue, but who do you sue?

Well, you could ask him for his name and address so that you can mail a payment and see what he actually provides. I am not suggesting that you actually DO make a payment at this time, but that is an option. You can also ask that the debt be validated or send him a cease and desist letter.

 

[Antigone*]

What is the name of your state (only U.S. law)? PA

Customer has been receiving calls regarding an outstanding bill, but the collection agency won't give any information about the debt or what collection agency is calling. They have called place of employment and threatened the owner, called her mother & threatened her and is stating things that they can do to her which cannot happen. This is blatant violation of the FDCPA, but what is one to do if the harrasement goes on several times a day and they are speaking to managers, family members and discussing her business. When you call the number that is left a man picks up & just states his name, but no company name.

How is this handled. Should be able to sue, but who do you sue?

How do you know this is a collection agency and not the original creditor? Is this your issue or a "friends?"

 

[Zigner]

Has anyone googled the phone number?

 

[davew128]

This is when you get creative with the caller and ask them their opinion on placing certain objects in body orifices that weren't intended for placement there. I find the call ends pretty quick after that.

 

[CREDIT WORTHY]

Collection agency harrassment

Has anyone googled the phone number?

I did google the number it is a company called HM& Associates in California, but no address. A complaint could be filed with the Attorney Generals Office if there was an address.

 

[CREDIT WORTHY]

How do you know this is a collection agency and not the original creditor? Is this your issue or a "friends?"

It's not the original creditor, it's the collection agency, but we don't have an address. Also, this is not my situation but a friend.

 

[Antigone*]

It's not the original creditor, it's the collection agency, but we don't have an address. Also, this is not my situation but a friend.

Zig, remember this one??? Posting history...

 

[Zigner]

Oh yeah - well I guess I'll stop here, lest I turn rude and arrogant.

 

[Antigone*]

Oh yeah - well I guess I'll stop here, lest I turn rude and arrogant.

- I should have checked posting history first.

 

[sandyclaus]

The "customer" failed to appear in court to defend the case on that land contract.

Unless there was sufficient legal reason to find in the plaintiff's case, the court wouldn't have just decided against your "customer". If there was no legal cause of action, then the court wouldn't have ruled for the plaintiff, they would have dismissed the case entirely.

So, STOP playing dumb in claiming you have no knowledge of what this whole collection bit is all about. You already know what it's about and why the collection agency was hired to collect that debt from them.

Do your "customer" a favor and tell them to pay their debt that the court upheld against them. Then they won't have to deal with any collection agencies again (at least on THIS debt, they won't).

 

[CREDIT WORTHY]

The "customer" failed to appear in court to defend the case on that land contract.

Unless there was sufficient legal reason to find in the plaintiff's case, the court wouldn't have just decided against your "customer". If there was no legal cause of action, then the court wouldn't have ruled for the plaintiff, they would have dismissed the case entirely.

So, STOP playing dumb in claiming you have no knowledge of what this whole collection bit is all about. You already know what it's about and why the collection agency was hired to collect that debt from them.

Do your "customer" a favor and tell them to pay their debt that the court upheld against them. Then they won't have to deal with any collection agencies again (at least on THIS debt, they won't).

And this post is here for what? The question was asked about collection agency harrassment that had nothing to do with a land contract. I got great information from several other folks who responded. What is up with you guys do you control this forum?