No Insurance: Neighbors tree damaged my building

[Banned_Princess]

In a perfect world, what would you prefer "your tax dollars" be spent on?

 

[justalayman]

Banned_Princess;3117825]Im saying we pay over a billion a year (as a whole state) in taxes. year after year, have you ever contimplated the money just our bridges and tunnels bring in daily? (I dont have a statistic on that) I think we deserve our tax money back in disaster assistance, especially since it is extremely rare to have this kind of a storm.

You pay who over a billion a year in taxes? I really don't care what your bridges and tunnels bring in. It is not to my benefit.

but as to getting your tax money back in disaster assistance? I guess you ignore all the other benefits you receive that your taxes pay for.

And FEMA is the ONLY place to get flood insurance, so everyone paying flood insurance pays for everyones flooding, your tax dollars are not the only dollars being collected or spent by FEMA.

but it doesn't have to be that way. Insurance companies charge based on the risk associated with the insurance. Basically, insurance companies don't want to insure for floods because it is so risky they would have to charge an arm and a leg for it. To me, that means that maybe those that need flood insurance need to reconsider where they live rather than feeding off the government teet.

Government insurance for homeowners who cannot otherwise get insured, isnt cheep either.

in other areas of life we would call this a risk avoidance incentive. If the activity is too risky, then the actor should reconsider the activity.

John Stossel did a nice little piece on insurance.

http://abcnews.go.com/Business/Insurance/story?id=94181#.ULVff-TAePo

 

[justalayman]

In a perfect world, what would you prefer "your tax dollars" be spent on?

I would prefer my taxes be lowered rather than paying for other people's homes to be rebuilt.

 

[Banned_Princess]

You pay who over a billion a year in taxes? I really don't care what your bridges and tunnels bring in. It is not to my benefit.

But it could be, if you used it when you were eligible for it. And since we do pay it, it should be definately to our benifit when we need it.

but as to getting your tax money back in disaster assistance? I guess you ignore all the other benefits you receive that your taxes pay for.

Your right, I am not mad about how taxes are spent to benifit everyone, especially me.

but it doesn't have to be that way. Insurance companies charge based on the risk associated with the insurance.

Except when it is baised on your credit. And insurance companies are raking it in. especially around here where we NEVER get run over by seawater.

Basically, insurance companies don't want to insure for floods because it is so risky they would have to charge an arm and a leg for it.

(And thats FEMAS racket)

To me, that means that maybe those that need flood insurance need to reconsider where they live rather than feeding off the government teet.

We have flood insurance here. I sold it, I know.

in other areas of life we would call this a risk avoidance incentive. If the activity is too risky, then the actor should reconsider the activity.

I still don't consider living here too risky. New Orleans, or Florida yes, here no, seriously I doubt those places are even worth their risk. we are.

John Stossel did a nice little piece on insurance.

http://abcnews.go.com/Business/Insurance/story?id=94181#.ULVff-TAePo

I will watch this, but I have been selling insurance to homeowners for a while here...

And seriously, I cant think of a better way to use taxes then disaster relief. Disasters are occurring everywhere, killing people, this storm just damaged all our property, didn't kill a significant amount, so we are lucky.

 

[Banned_Princess]

I would prefer my taxes be lowered rather than paying for other people's homes to be rebuilt.

Sounds like the plight of a 1%.

I disagree. Taxes are as certain as death, and I'm not going to pay it all my life, and not use it when it is eligible to me. I pay it to use it, I'm glad that we pay taxes to have the government save the day time and again. I also enjoy the roads, communication infrastructure, fire and police. our taxes are being put to excellent use.

If you paid less taxes, would you give to those less fortunate then you?

 

[TheGeekess]

Sounds like the plight of a 1%.

I disagree. Taxes are as certain as death, and I'm not going to pay it all my life, and not use it when it is eligible to me. I pay it to use it, I'm glad that we pay taxes to have the government save the day time and again. I also enjoy the roads, communication infrastructure, fire and police. our taxes are being put to excellent use.

If you paid less taxes, would you give to those less fortunate then you?

Which is actually built by private enterprise and regulated by the government.

 

[TheGeekess]

But it could be, if you used it when you were eligible for it. And since we do pay it, it should be definately to our benifit when we need it.



Your right, I am not mad about how taxes are spent to benifit everyone, especially me.



Except when it is baised on your credit. And insurance companies are raking it in. especially around here where we NEVER get run over by seawater.


(And thats FEMAS racket)

We have flood insurance here. I sold it, I know.



I still don't consider living here too risky. New Orleans, or Florida yes, here no, seriously I doubt those places are even worth their risk. we are.




I will watch this, but I have been selling insurance to homeowners for a while here...

And seriously, I cant think of a better way to use taxes then disaster relief. Disasters are occurring everywhere, killing people, this storm just damaged all our property, didn't kill a significant amount, so we are lucky.

And I doubt very seriously the rest of the country thinks that your state is 'worth their risk'.

 

[OHRoadwarrior]

And seriously, I cant think of a better way to use taxes then disaster relief.

You can't think of a better way to use tax dollars than waste them on something that should not be happening in the first place!!!
Are you a Congresswoman?

 

[Banned_Princess]

You can't think of a better way to use tax dollars than waste them on something that should not be happening in the first place!!!
Are you a Congresswoman?

I'm sorry, I was sure no one could control the weather.

It probably shouldn't be happening, but we trashed our planet, and this is what we are stuck with. Would you ask Japan to move off of Japan, because it gets hit by huge waves? Where would we all go? 50% of America lives within 50 miles of a ocean coast. We live where we live because thats our home. we cant all move to North Dakota. Who would fish for our food, work the ocean floor for oil we are seriously addicted to,? Who would be there to make sure our Vacations on the beach, aren't spent in a tent and are actually spent in super fabulous casino hotels with amusement parks overlooking the ocean. Who would maintain the beach front, and access to it? We all love the beach, and the beach doesn't pay taxes.

There are places, year after year getting FEMA assistance. We are not one of those states, not only aren't we one of those states, we are a state that brings in money. (I'm just taking about NY here, I'm sure Jersey also might pay some money in taxes) Our Insurance is expensive, and we pay it year after increasing year, while they dilute coverages and impose mandatory wind deductibles of 5% your coverage amount. There are those who cant pay the 21,000 deductible, what do you want them to do, take whatever cash they get from their policy and move to YOUR town? yes, it would be possible, since I am guessing your town to be less expensive then even the nastiest ghettos around here, but is that fair? Do you really want NYers in your town? 100 million of us? What kind of work do you have available for wall street? these would be people who have spent their whole lives paying 40k+a year in -just- land tax (low end of the curve). nevermind all of the rest of the taxes they pay. If not paid into the system for some security and help when we need it, then WHAT is it all for?????

You might feel better about paying taxes if you think of it as a insurance policy, that also pays for countless other things even all of YOU Mr "i want to keep all my money, lets get rid of taxes" benefit from.
You would all rather keep your money, to build better bunkers, hoarder food and fuel and let anyone else just die. "Oh well, they shouldn't have been born and raised in a relatively safe neighborhood, which was destroyed by God. I guess he didn't like them, so good riddens". "So what poor elderly people, too bad your house insurance requires you pay 10k up front, I guess you should have moved somewhere where no weather or earth shift happens, away from your lives and families oh well, I have donated a tent for your comfort during this difficult time, I made it myself."

On an end note, maybe corporations and the richest among us should pay more taxes, then we can all be satisfied we are spending our tax dollars on the greater good.

 

[Banned_Princess]

And I doubt very seriously the rest of the country thinks that your state is 'worth their risk'.

Fine, not the whole country would think that, just the rich people and the corporations. you know, everyone who counts.

 

[Banned_Princess]

http://www.mapsofworld.com/usa/thematic-maps/usa-population-map.html


Oh would you look at that, the most populated states, are also states that are disaster prone. Do you want all of these states with real or perceived high disaster rate, to move inland? how far is far enough. Exactly where in the country will you be safe from earthquakes, wind, water, fire, ice, snow, and tornado's?

And if we all did follow your advice, Would you feel better about disaster relief if something does happen to the place we all moved to because YOU decided it was safe? Would you then concede that disaster relief money is money well spent?

 

[Banned_Princess]

Ok, we are going to need alot more money then most disasters get. Ours is more costly then Katrina, and all of Texas' roughly 52 disasters.

Thank you all for your tax money. NY appreciates it, come visit us when we are fixed up.

 

[OHRoadwarrior]

http://www.mapsofworld.com/usa/thematic-maps/usa-population-map.html


Oh would you look at that, the most populated states, are also states that are disaster prone. Do you want all of these states with real or perceived high disaster rate, to move inland? how far is far enough. Exactly where in the country will you be safe from earthquakes, wind, water, fire, ice, snow, and tornado's?

And if we all did follow your advice, Would you feel better about disaster relief if something does happen to the place we all moved to because YOU decided it was safe? Would you then concede that disaster relief money is money well spent?

It does not take much logic to realize common sense limitations on living near the ocean, on land at or below water level. It does not take much logic to realize common sense limitations of living on or near a proven earthquake fault line. Common sense is usually a good indicator of a good place to leave land significantly unimproved. That said, if someone is rich enough to afford to pay for their own damages and is willing to self insure their risks, obviously common sense says they can afford to live there.

 

[justalayman]

Thank you all for your tax money. NY appreciates it, come visit us when we are fixed up.

No thank you. You can keep your city that never sleeps to yourself. Our cows enjoy their rest and I would hate to get them all worked up.

 

[OHRoadwarrior]

No thank you. You can keep your city that never sleeps to yourself. Our cows enjoy their rest and I would hate to get them all worked up.

She lives out on the island, not like a ****roach in the city.