stephiej74
Junior Member
What is the name of your state (only U.S. law)? Maine
I was granted a divorce 3 years ago. In the divorce decree the court awarded my ex our real estate property. He was already living there. In the decree it says
He is solely responsible for payment of any and all debts, encumbrances, costs or expenses, now existing or hereinafter incurred, relating to said real estate, and who shall indemnify and hold the other party harmless therefrom.
So three years later, he has not been able to refinance this loan and take my name off from it and therefore, it hurts my credit and shows that I’m $70,000.00 in debt. He has been unable to refinance due to him not having the income needed to do it.
I received a text from him a couple weeks ago saying he has found an apartment and will be moving out of the property and “it’s all mine”. I have contacted the bank and found out that it is in collections and he is 6 months behind on the mortgage payments.
I am prepared to move in to the home and pay the mortgage up to current, however…I don’t want to do this and have him then say he changed his mind and will stay there, after I’ve paid all the back mortgage. So my questions are, Am I legally able to do this? And would he be able to pull something like that?
I was granted a divorce 3 years ago. In the divorce decree the court awarded my ex our real estate property. He was already living there. In the decree it says
He is solely responsible for payment of any and all debts, encumbrances, costs or expenses, now existing or hereinafter incurred, relating to said real estate, and who shall indemnify and hold the other party harmless therefrom.
So three years later, he has not been able to refinance this loan and take my name off from it and therefore, it hurts my credit and shows that I’m $70,000.00 in debt. He has been unable to refinance due to him not having the income needed to do it.
I received a text from him a couple weeks ago saying he has found an apartment and will be moving out of the property and “it’s all mine”. I have contacted the bank and found out that it is in collections and he is 6 months behind on the mortgage payments.
I am prepared to move in to the home and pay the mortgage up to current, however…I don’t want to do this and have him then say he changed his mind and will stay there, after I’ve paid all the back mortgage. So my questions are, Am I legally able to do this? And would he be able to pull something like that?