You told her to walk away from the home because it would not affect her. I am not the only one finding what she is saying unbelievable. They engaged in fraud to transfer the house deed to her (the whole $1 price). And she has not quoted her divorce decree regarding the house. And this is a legal mess. She refuses to give all the information. She has gone off like a firecracker. She has called everyone but you that has answered her rude. Because you were the only one to tell her that she could just walk away and nothing would happen to her:
She cannot just walk away. SHE will have issues that result from this. That is almost a guarantee. She has DELIBERATELY not paid the mortgage since April but lived there. So let's see:
1) Has she gone on vacation?
2) How many times has she eaten out?
3) Does she have cable?
4) Does she pay for internet access?
5) Have she and the child/ren gone to the movies/zoo or something else that costs money?
6) Does she buy magazines/newspapers/books to read?
7) Does she shop at the mall?
8) Does she clip coupons?
9) How much has she spent on lunch at office?
10) How many gifts has she purchased since then?
11) Why hasn't she made ANY payment since April?
There are consequences to her actions as well which you seem to have ignored.
With the exception of the vacation and perhaps gifts based on the level of the gifts, everything that you have mentioned here are things that are allowed to be included in a bankruptcy budget. So, basically what you are saying is that someone should not be allowed to spend money on absolutely anything other than utter necessities, in order to keep paying a mortgage on a property they can no longer afford, when even a bankruptcy court would not expect someone to live like that?
Her first response to someone other than me:
But i have paid for 10 yrs and hold the deed?
I dont think i should hust give it to him
Nothing rude there
her second response:
I have tried to refi..... I was approved for it...would have brought mo pay down $300
But..... its under water (because he refinanced everything into the mortg before he left) and appraisal is less than what is owed
Nothing rude there
Her third response, to someone other than me:
We called the mortgage company first and they said "anybody can hold the mortgage to anybody's house" so we went to a lawyer and he signed the house over to me for $1
Nothing rude there
Next response to someone other than me:
well you can believe what you want to but that's what happened>>> ????
he didn't sell me the house>> he signed off on it
Nothing rude there
Next response...in response to you specifically calling her a liar:
What is wrong with you people? is this forum NOT for help and advice? i have no reason to lie....
I would like some advice with my whole screwed up situation NOT to be told I'm
Lieing?
Deed HAS been in my name only--- for 7 yrs
We did ASk the mortgage co first
We went to a lawyer LEGALLY and transferred deed to me
I don't consider that rude in light of the fact that you specifically called her a liar.
next response, again to you...again based on you making inflammatory statements:
I didn't respond because I'm not sitting in front of my computer??
I do have access to asking questions directly to the mortgage because my ex OKd that I ask anything I want to
They awarded me the home, but that the mortgage would be left in my ex's name
Also he was told if i couldn't pay it, he would have to
And you are right on ONE thing>>> you don't know my whole story with that man (ex)
I don't know why you are taking such a RUDE approach to me when all I was doing was asking for some advise on what to do?
Next response:
I wasn't told to INDEMNIFY anybody
Nothing rude there
final response, again to inflammatory statements made by you:
Frankly you shouldn't judge people until you walk in I chose to be the father of my children and to marry him that was before he chose to become a heroin and crack addict
Oh and thank you for helping someone that needed some advice
Which again, I don't consider to be rude.
So...rather than me being the only person she hasn't been rude to, it appear to me that the only person she might have been a little short with, rather than actually being rude, is you...because you were the only one making inflammatory statements to her.
