Purposefully Not Paying the Mortgage

[kimberlyhadu]

What does the court order state -- word for word (you can redact names and addresses) about who is awarded the house and who is responsible for the payment of the mortgage and what is to be done with the home?

I don't have it in front of me, but I should point out we did this ourselves and just paid $200 to an agency to file all the paperwork. I've already had a lawyer look at it once and he said the paperwork is a mess and had a judge actually looked at it, he doesn't believe they would have filed it without having some changes made. The lawyer suggested I have the divorce re-opened to fix all the mistakes. I'm just trying to avoid that though. I think the only thing it says regarding the house is that it will be sold when we can make a profit off of it and we split the profits.

 

[Ohiogal]

I don't have it in front of me, but I should point out we did this ourselves and just paid $200 to an agency to file all the paperwork. I've already had a lawyer look at it once and he said the paperwork is a mess and had a judge actually looked at it, he doesn't believe they would have filed it without having some changes made. The lawyer suggested I have the divorce re-opened to fix all the mistakes. I'm just trying to avoid that though. I think the only thing it says regarding the house is that it will be sold when we can make a profit off of it and we split the profits.

Then there is no contempt and you are still responsible for 100% of the mortgage -- as your deal with the bank stated. In which case YOU are the one who ruined your own credit and tanked your own credit and bear 100% responsibility for your credit issues. Whether you did it yourselves or hired someone matters not. What is contained in that paperwork is ALL that matters. You went cheap then and it is going to cost you majorly now.

 

[LdiJ]

Then there is no contempt and you are still responsible for 100% of the mortgage -- as your deal with the bank stated. In which case YOU are the one who ruined your own credit and tanked your own credit and bear 100% responsibility for your credit issues. Whether you did it yourselves or hired someone matters not. What is contained in that paperwork is ALL that matters. You went cheap then and it is going to cost you majorly now.

Just so that there is no misunderstanding...you are BOTH 100% responsible for the mortgage.

 

[kimberlyhadu]

Just so that there is no misunderstanding...you are BOTH 100% responsible for the mortgage.

Yeah I understand that - legally I am responsible, and I will do what I have to do to fix everything. The way you say it sounds like I purposely stopped paying my mortgage and ruined my credit. When in actuality he broke our verbal agreement and THAT is what ruined my credit.

 

[Zigner]

Yeah I understand that - legally I am responsible, and I will do what I have to do to fix everything. The way you say it sounds like I purposely stopped paying my mortgage and ruined my credit. When in actuality he broke our verbal agreement and THAT is what ruined my credit.

No, what ruined your credit is your lack of diligence. You turned a VERY important matter over to the man that you DIVORCED. Why would you have trusted him? If he was such a great and trustworthy guy, wouldn't you still be married?

 

[RRevak]

Yeah I understand that - legally I am responsible, and I will do what I have to do to fix everything. The way you say it sounds like I purposely stopped paying my mortgage and ruined my credit. When in actuality he broke our verbal agreement and THAT is what ruined my credit.

While you aren't necessarily being told you purposely stopped paying your mortgage, you certainly are being told that it was your responsibility to ensure the payments were made. That meant checking every month. Once seeing a payment was missed, you could have handled it then rather than now that the dust is flying. That part is all on you. Your trusting your ex is now biting you in the rear.

 

[Ohiogal]

Just so that there is no misunderstanding...you are BOTH 100% responsible for the mortgage.

I agree with that as they are both on the mortgage note (RIGHT????) but she can't control him and can only control herself. She chose not to pay the mortgage.

 

[Silverplum]

I don't have it in front of me, but I should point out we did this ourselves and just paid $200 to an agency to file all the paperwork. I've already had a lawyer look at it once and he said the paperwork is a mess and had a judge actually looked at it, he doesn't believe they would have filed it without having some changes made. The lawyer suggested I have the divorce re-opened to fix all the mistakes. I'm just trying to avoid that though. I think the only thing it says regarding the house is that it will be sold when we can make a profit off of it and we split the profits.

If you don't know what the agreement states, come on back WITH your paperwork.

 

[Bali Hai]

No, what ruined your credit is your lack of diligence. You turned a VERY important matter over to the man that you DIVORCED. Why would you have trusted him? If he was such a great and trustworthy guy, wouldn't you still be married?

Ronny Reagan said trust but verify and that applies to both parties. Great and trustworthy guys get divorced all the time.

 

[Zigner]

Ronny Reagan said trust but verify and that applies to both parties. Great and trustworthy guys get divorced all the time.

I agree, but that's not what we're talking about. Please don't try to derail yet another thread with your agenda.