Don't Understand Foreclosure Papers

[Meherenow]

Wisconsin.

I became seriously ill and lost my job, I had to file bankruptcy last year, my mortgage was discharged and I didn't reaffirm. After 2 years and hundreds of applications I still can't find work so I'm in foreclosure. On the court papers it says I'm the defendant, along with a collection agency who tried to sue me but was also discharged in the bankruptcy. Why is the collection agency a "defendant" on the papers along with my name?

 

[Ohiogal]

Wisconsin.

I became seriously ill and lost my job, I had to file bankruptcy last year, my mortgage was discharged and I didn't reaffirm. After 2 years and hundreds of applications I still can't find work so I'm in foreclosure. On the court papers it says I'm the defendant, along with a collection agency who tried to sue me but was also discharged in the bankruptcy. Why is the collection agency a "defendant" on the papers along with my name?

Because the collection agency has a claim against what is collected apparently.

 

[FlyingRon]

The foreclosure suits list anybody who might have an interest in the property. This means everyone apparently on the deed as well as anybody with a lien, etc... They need to be informed and given a chance to defend losing their interest in the property.

 

[Meherenow]

Thanks for the info!