What is the name of your state (only U.S. law)? PA
My wife has been enrolled in her employer's STD plan for 5 years. They are switching providers this year with an effective date of Feb 1. In the FAQ they sent out it says they will not cover pre-existing conditions for 12 months. Baby is due late May. Can they deny to pay benefits or is that not considered a pre-existing condition? If they won't pay, that is outrageously unfair. She has been paying through payroll deduction for years, and now they have switched providers and the new one won't pay through no fault of her own. I am hoping that there is a specific exclusion for pregnancy. She has reachd out to her HR department but they aren't very responsive, and the insurance provider won't give us any information other than "talk to your HR department".
My wife has been enrolled in her employer's STD plan for 5 years. They are switching providers this year with an effective date of Feb 1. In the FAQ they sent out it says they will not cover pre-existing conditions for 12 months. Baby is due late May. Can they deny to pay benefits or is that not considered a pre-existing condition? If they won't pay, that is outrageously unfair. She has been paying through payroll deduction for years, and now they have switched providers and the new one won't pay through no fault of her own. I am hoping that there is a specific exclusion for pregnancy. She has reachd out to her HR department but they aren't very responsive, and the insurance provider won't give us any information other than "talk to your HR department".