How to enforce a martial agreement / order of protection

[Zigner]

Interesting. I've never been on a mortgage - not for the houses owned during my marriage, or the one my fiance and I are in the process of purchasing. But I've always been on the deed / title. I will be on the deed / title for the new house as well. Why do you believe that's impossible?

I have to second this sentiment. I've seen several mortgages where the spouse was on the deed but not the mortgage. It just takes a couple of signatures on the proper forms and, voila!

 

[Ohiogal]

Interesting. I've never been on a mortgage - not for the houses owned during my marriage, or the one my fiance and I are in the process of purchasing. But I've always been on the deed / title. I will be on the deed / title for the new house as well. Why do you believe that's impossible?

Finance companies do not like for ANYONE to be on the deed who is not responsible for paying the mortgage. It is not impossible so much as very rare.

 

[outlawstar]

Finance companies do not like for ANYONE to be on the deed who is not responsible for paying the mortgage. It is not impossible so much as very rare.

I had no issues doing it less than 2 years ago.

 

[LdiJ]

Finance companies do not like for ANYONE to be on the deed who is not responsible for paying the mortgage. It is not impossible so much as very rare.

I would have agreed with you in the past, but in the last 15 years or so I have seen it be the case enough times that I could not possibly call it "rare".

 

[CJane]

I would have agreed with you in the past, but in the last 15 years or so I have seen it be the case enough times that I could not possibly call it "rare".

My (now) ex and I were told that we were both REQUIRED to be on the deed since we were married - and that was almost 20 years ago. This go-round, my fiance and I told the realtor that we'll be married before we close on the new house, and we'll both need to be on the title/deed, and he's having the papers drawn up in both our names.

I guess I assumed that's just how it worked.