My Mother passed away over two years ago in 2012. I do not have any siblings. My mother was divorced. My Father is still around but received no inheritance from my Mother.
However, I do have one Grandmother left, who was the Mother of my Mother.
My Mother has quite a few US Government Federal Bank Bonds. All of these bonds were in my Mother's name, but all of them either say "and" or "or" for the other name, and either have my Grandmother's name on them, or my Grandmother's Husband's name (my Grandfather) who died in 1998.
Me and my Grandmother were both in my Mother's will. My Grandmother does not want any of these bonds, and she wants me to have them.
The problem is, I am worried, if I do not get them switched over and my Grandmother passes away, I am VERY WORRIED that my greedy Aunt and Uncle will try and take them since my Grandmother's and Grandfather's names are also on the bonds (as "and" or "or".)
Some of the comments my uncle has made lately have me feeling very suspicious of him about what his intentions would be. And my aunt, well, let's just say I don't trust her very much either......
What can I do? Should I be worried about my Aunt and Uncle presuming that these bonds are part of their inheritance from my Grandmother, even though the primary Bond holder was my Mother herself?
PS, if you need any more information, let me know. I have the Bonds all in my possession, but I do not have them in front of me, as I have them locked in a fire safe at my Father's home for safe keeping. I have NO experience with bonds. All I know is that there are various types of bonds, and there is a different procedure for changing the name on them, for "and" or "or" type configurations. It is all very confusing to me. I just don't want to have my Mother's property stolen from me by her siblings should my Grandmother pass away, which is inevitable due to the fact that she is 88. Thank you.
However, I do have one Grandmother left, who was the Mother of my Mother.
My Mother has quite a few US Government Federal Bank Bonds. All of these bonds were in my Mother's name, but all of them either say "and" or "or" for the other name, and either have my Grandmother's name on them, or my Grandmother's Husband's name (my Grandfather) who died in 1998.
Me and my Grandmother were both in my Mother's will. My Grandmother does not want any of these bonds, and she wants me to have them.
The problem is, I am worried, if I do not get them switched over and my Grandmother passes away, I am VERY WORRIED that my greedy Aunt and Uncle will try and take them since my Grandmother's and Grandfather's names are also on the bonds (as "and" or "or".)
Some of the comments my uncle has made lately have me feeling very suspicious of him about what his intentions would be. And my aunt, well, let's just say I don't trust her very much either......
What can I do? Should I be worried about my Aunt and Uncle presuming that these bonds are part of their inheritance from my Grandmother, even though the primary Bond holder was my Mother herself?
PS, if you need any more information, let me know. I have the Bonds all in my possession, but I do not have them in front of me, as I have them locked in a fire safe at my Father's home for safe keeping. I have NO experience with bonds. All I know is that there are various types of bonds, and there is a different procedure for changing the name on them, for "and" or "or" type configurations. It is all very confusing to me. I just don't want to have my Mother's property stolen from me by her siblings should my Grandmother pass away, which is inevitable due to the fact that she is 88. Thank you.
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