What is the name of your state (only U.S. law)? North Carolina
A law firm which I have learned is a debt collecting agency left a voicemail message on my phone saying he wanted to talk to me and my husband but me preferably about my 3 year old special needs son. When we heard the message it sent chills down our spine. We were terrified that a debt collector would involve our son who he called by name. He knows my son is innocent and have nothing to do with a debt that I had almost 10 ears ago well before i was married. My husband is furious because the company brought my son into it and obviously the firm did a background check. He didn't say he was collecting a debt or a debt agency just stated he wanted to discuss my innocent 3 year old son who has nothing to do with a debt collecting agency. He lied, misrepresented himself, and used my child. If this is their way of reaching out to me to get a debt it was fraudulent acts thru an innocent child who we have to protect against these predators. What can I do? Is what they did fair tactics? Can I sue? Can they be punished? Do I have a complaint to file? Do I need a lawyer?
A law firm which I have learned is a debt collecting agency left a voicemail message on my phone saying he wanted to talk to me and my husband but me preferably about my 3 year old special needs son. When we heard the message it sent chills down our spine. We were terrified that a debt collector would involve our son who he called by name. He knows my son is innocent and have nothing to do with a debt that I had almost 10 ears ago well before i was married. My husband is furious because the company brought my son into it and obviously the firm did a background check. He didn't say he was collecting a debt or a debt agency just stated he wanted to discuss my innocent 3 year old son who has nothing to do with a debt collecting agency. He lied, misrepresented himself, and used my child. If this is their way of reaching out to me to get a debt it was fraudulent acts thru an innocent child who we have to protect against these predators. What can I do? Is what they did fair tactics? Can I sue? Can they be punished? Do I have a complaint to file? Do I need a lawyer?