What is the name of your state (only U.S. law)? KY
I re did my stairs and replaced wood spindles with wrought iron and replaced the rails with new rails from Home Depot because I stained them a different color than the original. I did not space them to code as I didn't have any small children and I liked how they looked farther apart and I didn't get a permit because, at the time, I had no idea that replacing spindles needed one. Today I found out that if I were to sell my home, I'd have to disclose that it wasn't permitted and the buyer could decide to purchase or not, or have me bring it up to code, etc. However, I'm not selling. I'm foreclosing on my home and walking away in a bankruptcy filed after the foreclosure commences because I have HOA dues that I want to discharge.
If I did the work, and it was unpermitted and not to code, can I receive any legal consequences for this given that it's going to be taken in foreclosure and not sold by me? I would think once the bank sells it, the new buyer would be liable to bring it up to code. Can the bank make me bring it up to code?
I re did my stairs and replaced wood spindles with wrought iron and replaced the rails with new rails from Home Depot because I stained them a different color than the original. I did not space them to code as I didn't have any small children and I liked how they looked farther apart and I didn't get a permit because, at the time, I had no idea that replacing spindles needed one. Today I found out that if I were to sell my home, I'd have to disclose that it wasn't permitted and the buyer could decide to purchase or not, or have me bring it up to code, etc. However, I'm not selling. I'm foreclosing on my home and walking away in a bankruptcy filed after the foreclosure commences because I have HOA dues that I want to discharge.
If I did the work, and it was unpermitted and not to code, can I receive any legal consequences for this given that it's going to be taken in foreclosure and not sold by me? I would think once the bank sells it, the new buyer would be liable to bring it up to code. Can the bank make me bring it up to code?
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