Third party information release

[Carly Davis]

Can anyone tell me what legal actions I can take against a finance company, forwarding company, repossession agency and agent if I have proof that they sent a copy of a repo order on my vehicle to a third party that was not affiliated with them nor the repo? I know they are violating some laws and I need to take legal action as it was sent to one of my current company workers and then to my supervisor!

 

[latigo]

Can anyone tell me what legal actions I can take against a finance company, forwarding company, repossession agency and agent if I have proof that they sent a copy of a repo order on my vehicle to a third party that was not affiliated with them nor the repo? I know they are violating some laws and I need to take legal action as it was sent to one of my current company workers and then to my supervisor!

Do you really believe that a debtor in default has the right to dictate to his creditor whom it can and whom it can't hire to seize collateral pledged to secure the loan?

Maybe you'd like to give them a list of acceptable lawyers the finance company can hire to sue for the deficiency judgment.

 

[Carly Davis]

You must not have read my post correctly! I know they have the right to hire a repossession agency to recover thier collateral! What I am saying is the company that had the repo order shared the fact that the account was out for repo with his friend who has no affiliation. That's what I read asking! Thanks for the sarcastic response though, very helpful!

 

[Just Blue]

You must not have read my post correctly! I know they have the right to hire a repossession agency to recover thier collateral! What I am saying is the company that had the repo order shared the fact that the account was out for repo with his friend who has no affiliation. That's what I read asking! Thanks for the sarcastic response though, very helpful!

WE only deal with U.S. Law.

Please find a site for your non-specified country and ask them. Thanks!!

 

[Carly Davis]

I'm in the US

 

[Just Blue]

I'm in the US

The question asked when you start a thread is: " U.S. Law Only. What is the name of your State?"

As you chose to not answer that question...And even with my "prompt" did not...Hire an attorney in your home state. Thanks!!

 

[FlyingRon]

There is NOT any requirement under most US laws that the debtor NOT disclose your information.

The prohibitions under federal law prohibit third party collection agencies from disclosing debt information in some circumstances, but THAT is not what is happening here.

 

[Carly Davis]

The repo company in question that held the order along with the finance company who issued the order are the only two parties other than the debtor who should have any knowledge of the repo. The repo agent is not allowed to share account info with a friend which in this case he did. The friend has no affiliation with the agency who has the order. That is release of secured info to a third party. I'm not saying the agency who has the order doesn't have rights to the information. But they do not have the right to share that info with a third party. In this case just a friend of his.

 

[Just Blue]

The repo company in question that held the order along with the finance company who issued the order are the only two parties other than the debtor who should have any knowledge of the repo. The repo agent is not allowed to share account info with a friend which in this case he did. The friend has no affiliation with the agency who has the order. That is release of secured info to a third party. I'm not saying the agency who has the order doesn't have rights to the information. But they do not have the right to share that info with a third party. In this case just a friend of his.

And still no State...

 

[Carly Davis]

Louisiana....

 

[Carly Davis]

I did not think that the laws protecting consumers private information, even someone out for repossession was state specific. But regardless it's Louisiana

 

[Kingstien]

I did not think that the laws protecting consumers private information, even someone out for repossession was state specific. But regardless it's Louisiana

We have Federal laws, State laws, and even local ordinances that can dictate the correct answer.