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Received a letter from Cavalry Portfolio Services a few days ago

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NCTBRIDG7

Junior Member
State: CT (letter received at parents house back in MI. Live alone in CT.

Debt amount: $1,193.48

Cavalry SPV I, LLC purchased the Synchrony Bank/JCP account listed above and is now the creditor for the account. Cavalry SPV I, LLC has referred the account to Cavalry Portfolio Services, LLC for servicing.

Cavalry is committed to providing you with excellent customer service, which includes treating you in a fair and respectful manner. If at any time you feel that you have not been provided with excellent customer service, please call us at (866) 434-2995.

We understand that all of the account balance may not be repaired at this time. If some of the bill can be repaid, even if it is through a monthly payment plan, we would like to hear from you. We work with our customers to find affordable repayment arrangements. Please call us at (866) 434-2995 to discuss your repayment options.

Unless you notify Cavalry within three days after receiving this letter that you dispute the validity of the stuff or any portion thereof, cavalry will assume this debt is valid. If you notify the cavalry in writing within 30 days from receiving this notice that you dispute the validity of this debt or any portion thereof, cavalry will obtain verification of that or a copy of the judgment, if applicable, in mail you a copy of such verification or judgment. If you requested from cavalry in writing within 30 days after receiving this notice cavalry will provide you with the name and address of the original creditor, if different from the current creditor.

Sincerely, Cavalry Portfolio Services, LLC.


What do I do now??
 


Zigner

Senior Member, Non-Attorney
State: CT (letter received at parents house back in MI. Live alone in CT.

Debt amount: $1,193.48

Cavalry SPV I, LLC purchased the Synchrony Bank/JCP account listed above and is now the creditor for the account. Cavalry SPV I, LLC has referred the account to Cavalry Portfolio Services, LLC for servicing.

Cavalry is committed to providing you with excellent customer service, which includes treating you in a fair and respectful manner. If at any time you feel that you have not been provided with excellent customer service, please call us at (866) 434-2995.

We understand that all of the account balance may not be repaired at this time. If some of the bill can be repaid, even if it is through a monthly payment plan, we would like to hear from you. We work with our customers to find affordable repayment arrangements. Please call us at (866) 434-2995 to discuss your repayment options.

Unless you notify Cavalry within three days after receiving this letter that you dispute the validity of the stuff or any portion thereof, cavalry will assume this debt is valid. If you notify the cavalry in writing within 30 days from receiving this notice that you dispute the validity of this debt or any portion thereof, cavalry will obtain verification of that or a copy of the judgment, if applicable, in mail you a copy of such verification or judgment. If you requested from cavalry in writing within 30 days after receiving this notice cavalry will provide you with the name and address of the original creditor, if different from the current creditor.

Sincerely, Cavalry Portfolio Services, LLC.


What do I do now??
The most obvious answer is to pay what you owe.

Do you have a reason to believe that their request is not valid/accurate?
How long ago did you last have any activity on the account in question?
 

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