What is the name of your state (only U.S. law)? Tennessee
My employer was contacted yesterday by a restricted number claiming that they needed to know the company policy on serving court documents in the workplace. The caller gave him a case number and I will note that upon researching the phone number, it is an VoIP number and is somewhat untraceable other than it was based in San Diego County. He told me they were rude and that it was "very time sensitive." I was very worried and called back the number they had provided. The woman I spoke to, going by the name Elizabeth Thomas, confirmed the last 4 of my SSN and then told me that a lawsuit had been filed against me and when I asked by whom it was filed, she said she did not know and that it would take 40-45 minutes to retrieve a report to find out. She called back a little over an hour later and told me to not ask any questions until she was done talking about the details of this debt and maintained a rude and condescending demeanor for the entirety of the call. She told me that I had incurred, including the original debt, $4,906.xx in fees and that they were going to outsource a lawyer in TN where I live. I told her that I wanted to validate the debt and she grew upset with me and told me that it had been reporting for years. In fact, I saw this account on my report in January of 2017 while my wife and I were in the process of buying a home. I disputed it and it was expunged from my report. No collection account on this debt was ever reported to any bureau. She told me that she would hold the matter of until the next day (today) and that she would encourage me to call the original lender to try and resolve the issue and that if I was lucky it could be settled out of court. My question is: what are the chances that there is any legitimacy to this? She had lots of personal info on me and claimed that documents were sent to my house in Jan. 2017, but I never received them. I don't want to ignore anything that's legitimate, but I don't want to give into a scammer's pathetic pleas. Help!
My employer was contacted yesterday by a restricted number claiming that they needed to know the company policy on serving court documents in the workplace. The caller gave him a case number and I will note that upon researching the phone number, it is an VoIP number and is somewhat untraceable other than it was based in San Diego County. He told me they were rude and that it was "very time sensitive." I was very worried and called back the number they had provided. The woman I spoke to, going by the name Elizabeth Thomas, confirmed the last 4 of my SSN and then told me that a lawsuit had been filed against me and when I asked by whom it was filed, she said she did not know and that it would take 40-45 minutes to retrieve a report to find out. She called back a little over an hour later and told me to not ask any questions until she was done talking about the details of this debt and maintained a rude and condescending demeanor for the entirety of the call. She told me that I had incurred, including the original debt, $4,906.xx in fees and that they were going to outsource a lawyer in TN where I live. I told her that I wanted to validate the debt and she grew upset with me and told me that it had been reporting for years. In fact, I saw this account on my report in January of 2017 while my wife and I were in the process of buying a home. I disputed it and it was expunged from my report. No collection account on this debt was ever reported to any bureau. She told me that she would hold the matter of until the next day (today) and that she would encourage me to call the original lender to try and resolve the issue and that if I was lucky it could be settled out of court. My question is: what are the chances that there is any legitimacy to this? She had lots of personal info on me and claimed that documents were sent to my house in Jan. 2017, but I never received them. I don't want to ignore anything that's legitimate, but I don't want to give into a scammer's pathetic pleas. Help!
