Warrant in debt issued against me. Homestead exemption waived: cannot be demanded

[stuckinva]

What is the name of your state (only U.S. law)? Virginia

Warrant in debt issued against me. Homestead exemption waived: cannot be demanded is checked, what does that mean?

I am just a person with a 1500 car in Virginia
Should I try to declare homestead exemption at the local courthouse? I have googled a lot and cannot find answers, The court date for the warrant in debt is Monday. so I have 1 business day before, which is today. I really need information.

 

[quincy]

What is the name of your state (only U.S. law)? Virginia

Warrant in debt issued against me. Homestead exemption waived: cannot be demanded is checked, what does that mean?

I am just a person with a 1500 car in Virginia
Should I try to declare homestead exemption at the local courthouse? I have googled a lot and cannot find answers, The court date for the warrant in debt is Monday. so I have 1 business day before, which is today. I really need information.

A warrant in debt simply means you are being sued. There is no judgment against you yet.

How much does the plaintiff claim you owe? Do you have a defense (e.g., statute of limitations)?

Here is a link to a Virginia Legal Aid guide: http://www.valegalaid.org/resource/getting-sued

 

[FlyingRon]

The exemption waived means that this debt is either superior to others on your property or specifically exempted as a homestead in the terms of the loan. The statement asserts they believe you will not be able to take the exemption in the ensuing legal action.

 

[quincy]

Unless you are filing for bankruptcy, you generally would not want to use your homestead exemption anyway.

The contract you signed might have/probably did have a homestead exemption waiver.

The amount and type of debt matters.