justalayman
Senior Member
So tell me jack, how many payouts have you personally seen for a defamation claim where the claimed injured party hadn’t even filed suit?Don't hold your breath.
An insurance company has a duty to "listen" to (and investigate) ANY claim brought against its insured by a third party.
Insurance companies get sued every day for failing to comply with their duties to their insureds.
And, no, I'm not going to name every insurance company in the United States that has been sued by an insured in the last 7 days.