Shadowbunny
Queen of the Not-Rights
What is the name of your state (only U.S. law)? Sunny AZ
So darling husband (DH) was hit this morning: both driver's side doors are damaged, there's a half-dollar-sized dent/crease in the rear quarter panel, and neither door opens/closes properly.
Good news: he doesn't feel like he sustained any injuries (at least not yet, we'll see how he feels in the a.m.)
Bad news: although the other driver had what appeared to be a valid insurance card from "The General" insurance, they just called to let husband know that the driver's insurance had lapsed. Although oddly enough, the responding officer told husband that the other driver's insurance was good.
So my question is this (and I'm hoping adjusterjack chimes in): should DH bother calling the Phoenix PD to let them know that the other driver isn't insured? We have full coverage, including uninsured/underinsured coverage. We'll be out $1,000 deductible, but everything else should be covered. But I'm so daggone annoyed that the other guy doesn't have the required coverage that I want it to be followed up on. But will it matter? What would happen to "I can afford an Escalade but I don't bother with insurance"?
So darling husband (DH) was hit this morning: both driver's side doors are damaged, there's a half-dollar-sized dent/crease in the rear quarter panel, and neither door opens/closes properly.
Good news: he doesn't feel like he sustained any injuries (at least not yet, we'll see how he feels in the a.m.)
Bad news: although the other driver had what appeared to be a valid insurance card from "The General" insurance, they just called to let husband know that the driver's insurance had lapsed. Although oddly enough, the responding officer told husband that the other driver's insurance was good.
So my question is this (and I'm hoping adjusterjack chimes in): should DH bother calling the Phoenix PD to let them know that the other driver isn't insured? We have full coverage, including uninsured/underinsured coverage. We'll be out $1,000 deductible, but everything else should be covered. But I'm so daggone annoyed that the other guy doesn't have the required coverage that I want it to be followed up on. But will it matter? What would happen to "I can afford an Escalade but I don't bother with insurance"?