I accepted money at the scene of an accident, can I still file a claim? Florida

[AnthonyFerrerBroward]

Florida-

So I was backing out of a publix parking lot and just when i was about to turn out the guy on the other side of the street backed out and slammed into the right corner of my car. I came out and the guy started to say it was my fault and that he wasnt even in the car. When I started to call the police the guy brought up making a deal and since there was no cameras or witnesses in my mind it would be hard to prove fault so I accepted the cash deal. It was my fist accident and i wasn't thinking thinking straight. The cash can cover about a 1/3rd of the damage. Can I call my insurance and see what they can do? Or is it a hopeless endeavor at this point?

 

[Zigner]

You accepted money to settle the accident - You can call your insurance if you'd like, but they're likely to refuse to cover it since you already settled with the other driver.

 

[Litigator22]

As mentioned your collision carrier will deny your claim. The reason being that in settling directly with the at-fault party you prevented the company from exercising its right of subrogation. Meaning you thereby precluded it from seeking reimbursement from the at-fault party for any amounts it would pay you.

 

[xylene]

Did you sign anything?

 

[AnthonyFerrerBroward]

I did not sign anything

 

[AnthonyFerrerBroward]

Did you sign anything?

I did not sign anything