Hello,
I have BCBS insurance I obtained thru the Market Place. They made an error on our plan by excluding our adult daughter as a dependent for the month of November, which lowered our tax credit and raised our premium from $138 to 821, which we could not afford. I have appealed the case, however, since they are needing to review the case, my insurance was due to terminate and it has been showing us ineligible due to non-payment of that 821 premium for November. We did make a payment of what it should have been ($138) but BCBS still showed us ineligible.
In the mean time, I had to have emergency surgery on 12/28. On that day, I was told I was self pay and that my insurance was not valid, even though my medical group said I was. My wife was in for depression/suicidal (11/13/2018) and enrolled in an outpatient program. SHe has been dropped(as of today) because the insurance wont allow anymore days. My wife cannot find a psychiatrist/therapist due to the status of the insurance.
We have had to skip a mortgage payment in order to keep our coverage going in order, and now I ma working with my lender for a loan modification. Is there anything I can do about the hardship that their mistake has put on us?
Thank you in advance!
Dave
I have BCBS insurance I obtained thru the Market Place. They made an error on our plan by excluding our adult daughter as a dependent for the month of November, which lowered our tax credit and raised our premium from $138 to 821, which we could not afford. I have appealed the case, however, since they are needing to review the case, my insurance was due to terminate and it has been showing us ineligible due to non-payment of that 821 premium for November. We did make a payment of what it should have been ($138) but BCBS still showed us ineligible.
In the mean time, I had to have emergency surgery on 12/28. On that day, I was told I was self pay and that my insurance was not valid, even though my medical group said I was. My wife was in for depression/suicidal (11/13/2018) and enrolled in an outpatient program. SHe has been dropped(as of today) because the insurance wont allow anymore days. My wife cannot find a psychiatrist/therapist due to the status of the insurance.
We have had to skip a mortgage payment in order to keep our coverage going in order, and now I ma working with my lender for a loan modification. Is there anything I can do about the hardship that their mistake has put on us?
Thank you in advance!
Dave