Transworld systems lawsuit

[TimMeans]

Op never returned to answer any of your questions... I have a lawsuit against transworld systems. It is a debt collector company that has been harassing me in the start of the year. I have sued them on the advice of a law firm that I've hired to help me fight them. I could not stand the constant calling, and emails that I was receiving... I really don't know much about this, and I wanted to ask If I have any chance of winning? The law firm I hired has assured me that they've won lawsuits against them before. Their website is where I got the idea of making the lawsuit...

 

[quincy]

Tim, this thread was created for you from your post to someone else’s thread.

If you already have an attorney, you should rely on his advice and direction. Your attorney will know far better than anyone here will what your chances are of being successful with your lawsuit.

Good luck.

 

[Taxing Matters]

I really don't know much about this, and I wanted to ask If I have any chance of winning?

You provided us no real facts as to what the collector did, what the basis of your lawsuit is, or in what state you are located. Without that information no one can tell you much of anything about how strong your case is. All I can tell you is that you will have some shot at winning unless your lawsuit is frivolous (completely lacking in merit) or the complaint fails to state a valid claim (i.e. fails to at least allege the minimum facts needed for the claim you are pursuing). But whether that chance of success would be 5%, 95%, or something in between, I can't even hazard a guess on the little information we have. Your lawyer has all the facts of your case and will know best whether there is a good claim to pursue.

 

[FlyingRon]

I wish you luck. Unfortunately the law protects the dead beat, not the innocent bystander caught up with these bottom dwellers.

 

[Redemptionman1]

I wish you luck. Unfortunately the law protects the dead beat, not the innocent bystander caught up with these bottom dwellers.

These companies pay pennies on the dollar for bad debt, anything they get is pure profit. Although if the OP has little to no assets then they shouldn't have to worry about this anyway. They can always file bankruptcy to discharge the unsecured debt.

 

[Zigner]

These companies pay pennies on the dollar for bad debt, anything they get is pure profit. Although if the OP has little to no assets then they shouldn't have to worry about this anyway. They can always file bankruptcy to discharge the unsecured debt.

Huh? What does this have to do with the OP's matter?

 

[Redemptionman1]

Huh? What does this have to do with the OP's matter?

How many successful run of the mill debt collector harassment suits have you seen be successful excluding the numerous fake google lawsuit ones?

@FlyingRon post makes no sense at I am not sure who he was referring to as a dead beat? The OP or the company trying to collect on a legally valid debt that the OP accepted but defaulted on.

 

[Zigner]

How many successful run of the mill debt collector harassment suits have you seen be successful excluding the numerous fake google lawsuit ones?

That's strange - I must have posted/quoted the wrong post. Sorry about that.

I suppose it's also possible that you changed your post as I was responding.

 

[FlyingRon]

What makes you think it's a valid debt? I've been harassed for over a year by National Recovery Systems in Kennesaw GA for someone else's (not related to me in any way) debt. Some dumbass named Chris something listed my cell phone number as his work number. Nothing you can do to these scumsucking bottom dwellers will convince them that you are not a lead for what they are after. Further, the FDCPA only protects the debtor, not anybody else they abuse. Nothing like being awakened at 2AM for this bovine excrement. Calls to the company, and the local police department down in Kennesaw, couldn't stop the abuse.

 

[Redemptionman1]

What makes you think it's a valid debt? I've been harassed for over a year by National Recovery Systems in Kennesaw GA for someone else's (not related to me in any way) debt. Some dumbass named Chris something listed my cell phone number as his work number. Nothing you can do to these scumsucking bottom dwellers will convince them that you are not a lead for what they are after. Further, the FDCA only protects the debtor, not anybody else they abuse. Nothing like being awaked at 2AM for this bovine excrement. Calls to the company, and the local police department down in Kennesaw, couldn't stop the abuse.

Actually, there is a lot you can do. You can send via mail or fax to their office of proof that you are not the person they are intending to call and to have them remove you from their calling list. You can hold them accountable for calling you via FCRA as it relates to wrong or outdated information. They will then have to update that information. I too have experienced something similar but was able to get rid of it fairly easily.

This individual is being pursued by a debt collection agency so obviously they have a clear path for recovery in that which they seek. The OP is counter suing which is obviously within their right to do.

 

[FlyingRon]

Nope, doesn't work. I don't know what you think the FCRA is going to do for you. These are not credit REPORTING agencies.

 

[Redemptionman1]

Nope, doesn't work. I don't know what you think the FCRA is going to do for you. These are not credit REPORTING agencies.

LOL, gee I know which is why you send them a letter referencing it. They are governed by the guidelines set forth in the FCRA, and they must adhere to correct consumer information and you have a right to ask them to correct this information. Even though they purchased the debit, you have a right to correct misinformation that is in their credit file even if the debt does not belong to you (wrong phone number). You have the right for them to remove the phone number from their records in pursuit of their monies.

 

[zddoodah]

Op never returned to answer any of your questions.

Huh?

I wanted to ask If I have any chance of winning?

How could anyone here possibly know? All you've told us is that you sued some company. You didn't provide any facts relevant to the lawsuit and didn't even tell us what you've sued for.

 

[FlyingRon]

LOL, gee I know which is why you send them a letter referencing it. They are governed by the guidelines set forth in the FCRA, and they must adhere to correct consumer information and you have a right to ask them to correct this information. Even though they purchased the debit, you have a right to correct misinformation that is in their credit file even if the debt does not belong to you (wrong phone number). You have the right for them to remove the phone number from their records in pursuit of their monies.

I referred to the Fair Debt Collection Practices Act, not the Fair Credit Reporting Act. Two different things.
And you're still wrong. There are no such rights under either act. The FDCPA only provides protection for the deadbeat. The FCRA only protects your own information. There's nothing that mandates my ability to change someone else's credit record or collection.

 

[Taxing Matters]

You have the right for them to remove the phone number from their records in pursuit of their monies.

That is not a right you will find in either the federal Fair Debt Collection Practices Act (FDCPA) or the Fair Credit Reporting Act (FCRA).