It is my first time. You can't just go around lying to people to steal their money. I refuse to live in such a world. I need my money back to continue on with my life. This is why poverty happens to people. How am I going to work without a place to live? I refuse to go back into poverty, I lived my whole life moving around, being poor. I'm done! I learned to not trust people, yeah. There has to be a way to get my money back and be compensated for all this distress. It's very very very bad, unethical, morally wrong, unfair, unjust.
You seem like the type of person to say the world is unfair. Sure. But the world is also FAIR. I get my money back.