quincy
Senior Member
smutlydog, because it appears from what you have said that the credit card debt is yours - given that it was charged to a card in your name that you let your contractor use - your first step probably should be to take care of the $6000 debt to avoid a lawsuit and (probable) judgment being issued against you in court. You could first try to negotiate with the debt collector for a lower payoff amount.
Once the debt is taken care of (paid in full), then you can consider filing a small claims suit against your contractor to recover the $6000 you were obligated to pay.
You will need some sort of evidence of the agreement you had with your contractor, showing that he agreed to be responsible for paying the magazine company for the year of advertising.
Here is a link to filing a small claims suit, but you will want to contact the applicable court for any rules specific to that court:
https://gato-docs.its.txst.edu/jcr:2c0d52a4-6fe2-47b4-b78f-d4380726568c/SRL - small claim plaintiff.docx
Once the debt is taken care of (paid in full), then you can consider filing a small claims suit against your contractor to recover the $6000 you were obligated to pay.
You will need some sort of evidence of the agreement you had with your contractor, showing that he agreed to be responsible for paying the magazine company for the year of advertising.
Here is a link to filing a small claims suit, but you will want to contact the applicable court for any rules specific to that court:
https://gato-docs.its.txst.edu/jcr:2c0d52a4-6fe2-47b4-b78f-d4380726568c/SRL - small claim plaintiff.docx