I thought exactly the same thing but I was pretty frustrated after not hearing back from lawyers and was willing to try anything. within an hour of talking to them, sending them the summons and text messages they called me back and said it was sent to their legal department and they would handle it for me. My agent told me any time I'm sent a summons or somebody is taking legal action against me I need to call them first. I'm sure there will be some kind of a charge or deductible, but at this point I really don't care. I bought this property to enjoy, not to have to deal with some idiot that won't get a survey done over a fence for 7 years.