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Recent content by Kruser

Accident - Bankruptcy - Criminal Law / DUI - Business - Consumer - Employment - Family - Immigration - Real Estate - Tax - Traffic - Wills   Please click a topic or scroll down for more.

  1. K

    Major Company taking out shares

    My state Florida. I had paroll deduction i buy 2 shares the Company put in 1. In 96' i retired so no more share increase and no dividends to increase it . Only the increase or decrease of share price changed my before tax amount, and the companys match amount. In 05' my company took out...
  2. K

    Company taking out shares

    My state torn up FLA. I thought legally i was the only one that could take out shares in a mutual Fund?. The company and i could put shares in say by being bought, stock split, rollover dividens. On 2/25/05 this major company took out .038 shares in which was the amount of $4.25. Both the...
  3. K

    City Contract with cable Co.Freeze out phone Co.

    My state Fla. City made a contract with a cable Co in which no other cable Co could come in. No competion so i pay more than the city next to us. This contract also stops DSL from coming in the phone lines, but not dial up. This stops competition for Ultra hi speed Road Runner. RR is 3 times...
  4. K

    Investments

    A major company just sent me my december statement,i recieved it May 2,05. On it is listed the number of shares they bought from my rollover dividens from Sept. Online i have already gotten Dec and March prices and shares.Isn't there a law that the once a year ,end of year statement should have...
  5. K

    Withholding Tax

    i wanted to cash in some of my companys portion of a 401 plan. $20k. they said they withold 20% for taxes. $4000 .My tax person said i would owe $1200 more because it puts me in another tax bracket. 15% up to 25% bracket. i needed them to take out $6000 or 30% so i would only owe $29. At 30%...
  6. K

    Tax Loss-401

    i lost $6100 on a 401 mutual fund. i understand i can't take this as a loss to use against capital gains or any way else?. is this true?. just gone not forgotten. Thanks.
  7. K

    Medicaid- Assets

    My state FLA. Confused on assets, i believe that my 76 yr old sister can only have $2000 in assets, plus $2000 for Burial expenses and has to spend the rest, $4000. What if she went to a adult living housing?. Can she pay back rent with the money?. Would she be able to keep the money if she...
  8. K

    Homeowners Ins Cancelled

    My State FLA. After over 20 years my ins co will not renew my insurance, under this critera: can't be closer than 1 1/2 miles of water( Gulf ), house cannot be built before the year 2000, the house cannot be worth more than $200,000. My independent ins agent said they were negotiating with...
  9. K

    Medicaid

    My sister is 76yrs old, retiried school teacher. no SS, or Medicare. $1100 a month income. She wants to go to a senior apts at $420 a month. She can't afford medical insurance. She only has $8000 in assets and a old car. She is phisicaly fit, just needs medical coverage. I understand for...
  10. K

    701/2 rule

    Besides 401's and IRA'S are there any other kinds of investments that have to withdrawn from?. Point in question is stock certificates before 401's and ira's?.
  11. K

    harrassing lawyer

    state FLA. A friend of mine owns a small business and ran up debits on 3 credit cards, he makes payments on 2 of the largest ones. a lawyer now is calling him at his business, threating to take his equipt. he has a hearing tommorow WED, they said no lawyer and no defense.he can pay $60. a month...
  12. K

    Search by tresspssing, Code enforcement

    State: FLA I would like the opinion from Senior Judge.It could happen again soon!. I had a code Enforcement or Enviormental officer ,come thru a latched gate into private residency back yard, lifted 5 car covers to check tags, go behind a 6' privatecy fence and site me for three cars and two...
  13. K

    Capital Gains -Income Taxes

    My State FLA. My broker failed to advise me when i bought a mutal fund that it was a term limit. That term was up in november. i incurred a $6000 loss.My understanding is i have to take that loss in 04',but can only take up to $3000 in any one year. Capital Gains tax this year is 15% and 20% in...
  14. K

    Find a Quit claim deed?.

    My state FL. 3 in my family signed individual quit claim deeds on the same property ,over to another family member, under the guise of building 2 stilt houses , one for him and one for the 3 other members, it never happened. I read that a quit claim deed had to be noterized to be legal...
  15. K

    Surveyor Wrong

    My State Florida neighbor had survey for a new fence. his survey was 2 feet into my property I called my surveyor he said the survey was wrong , reverified my survey and we strong a line down my property. neighbor resurveyed and i got my 2 feet back plus 1 foot of his. The new survey now takes 4...

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