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    1. L

      Lowering the amount of the income withholding after 341 meeting

      What is the name of your state?tx I want to lower my exemptions so that I get smaller refund for my 2004 refunds. Is it ok to do it now since my 341 meeting is over now? I am afraid that trustee might come after my 04 refunds. I could have legally claimed 3 expemptions but I had put 1 on my tax...
    2. L

      what to expect after creditors meeting?

      What is the name of your state?tx I just had my creditors meeting. No one showed up. The trustee said something like "I close this case as no asset case". He did not ask me about my refunds although he is aware that I am expecting it next year. What should I expect of him, will he come after my...
    3. L

      Can a bank access funds of a person in another bank?

      What is the name of your state?tx I owe about $500 to a bank ,say Bank A in overdraft and NSF fees. If I open a new account at another bank, say Bank B, will Bank A have any access to my funds in Bank B? Thanks
    4. L

      change in Income just before 341 meeting

      What is the name of your state?tx I will have very little reduction in my income just before the meeting. The change is about $20 per pay check less then from what I put on the bk papers. Do I need to update my bk papers with updated income, just inform my attorney or inform the Trustee in the...
    5. L

      what paper work am I supposed to bring to trustee meeing?

      What is the name of your state?tx My first meeting is in coming week. I want to know what papers/documents I should bring with me to the meeting? Also what trciky questions trustee might ask and what should be my answers? thanks
    6. L

      using Corporate Credit card after filing ch7

      What is the name of your state?tx Can someone use her Corporate credit card after filing ch7? That card was not listed on the bk papers. If used will it have any affect on the case?
    7. L

      is this a Deceptive practice of this Bank?

      What is the name of your state?tx I have an account with WellsFargo. I had made an advace check to one Credit card and my bank paid that amount even though I did not have sufficient funds in my amount to cover that check. I had about $20 in my account and the check was for $350. My bank paid...
    8. L

      who notifies the creditors of ch7?

      What is the name of your state?tx Do a ch 7 filer has to notify all his credotrs about filing or it's court's responsibility to notify all creditors? Is it ok if filer on his own write letters to each creditor to notify them with case number? Next question, can the ch 7 filer apply for credit...
    9. L

      filing ch7, should I reaffirm or not?

      What is the name of your state?tx I have latest 2003 model car currently KBB value of the car is about $15K but I owe about $19000 on it. If I file ch7 and want to reaffirm the loan, will I be reaffirming at $19K or its current value? What will happen down the road if I don't want to reaffirm...
    10. L

      need advice what to do on filing day

      What is the name of your state?tx I am getting ready to file next month. I need to know what should I do when I go to attorny's office for filing? Like what things I need to check and make sure everything is correct. Also how would I confirm whether Attorney has really filed my case or not. Is...
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