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    1. S

      Phone message from CA

      What is the name of your state? NJ Ok, there was a call left on a friends phone number for me. Below is exactly what was said. "This is Ms. Rivera. I'm trying to contact a John or Kristina XXXXXX. I'm calling with the Law Offices of Giove. If you could please return this call. Due to the...
    2. S

      Ignore or Validation Letter?

      What is the name of your state? NJ I'm getting pestered by a collection group that is evidentally a huge scam. (Google Giove Law offices for info) My question is do I just flat out ignore them or should I send them a validation letter? Also, is there a cease and desist letter that says DO...
    3. S

      If attorney calling for collections, READ

      What is the name of your state? NJ I have been receiving all sorts of calls and threats about an old debt. After them refusing to give me any information at all about who they are, they finally sent me a letter. I looked them up online and found a sight that we should all read before we...
    4. S

      Judgement asset question

      What is the name of your state? NJ Ok, let's say someone does get a judgement against me. What are the items they can claim? I don't own a home or any land. I have $10 in my bank account. I do however have two vehicles. One is a van with a salvage title (basically worth nothing), and a 12...
    5. S

      SOL question

      What is the name of your state? New Jersey This is just for my knowledge at this point, but I have two copies of my credit report. For a credit card debt, I have multiple dates. I'm trying to figure out what date is used for SOL's. According to Transunion, this credit card account was...
    6. S

      The attorney comes back...

      What is the name of your state? New Jersey Alright, I posted previously about an attorney who called my parents house, got an attitude with my brother who took their information and called me with it. I called the attorney office and she immediately got an attitude with me. They refuse to...
    7. S

      Help. Problem attorney collecting credit card debt

      What is the name of your state? New Jersey Ok, my brother called me this morning. An attorney called my parents house looking for an address to send me some court documents. He refused to give my address and said he'd have me call them instead. I called them and spoke to the lady. I didn't...

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