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What is the name of your state? TX
Hello, I have spoken to an attorney last week concerning my financial condition. Per him I meet all the requirements for ch. 7 and I will probably be officially filing next week. My attorney indicated that I may continue to use my credit cards until the...
What is the name of your state? TX
I purchased a home a year ago and it was a mess, bank statements, change in closing date, approved, declined, and then approved. My question is, I was informed of this program called a "Choose your option ARM" which would help me considerbly pay down debt...
What is the name of your state? TX
Due to circumstances beyond my control I may be forced into chapter 7. My concern is that my only vehicle is a leased vehicle. Could I end up losing this vehicle if I file for chapter 7? My friend believes it to be ideal to out and get a car now that is a...
What is the name of your state? TX
I currently bank with Bank One and made a deposit on Tuesday in the amount of $1000.00. I made this deposit before the cut-off time of 12:00. This deposit failed to show on Wednesday as well as Thursday. I called the Bank and they made a dispute and issued...
What is the name of your state? TX
In December I traded my Mustang GT off for a 2004 Jeep Grand Cherokee, during that time payoff and all of those items were discussed and acted upon as per the sales draft. Fast forward to March 2005, while attempting to apply for a personal loan I was...
What is the name of your state? Texas
I closed on a loan for a leased vehicle in December of 2004. A friend of mine thought that the taxes/title are tax deductible items and would benefit me from adding them to my tax return. Is this correct? I am unaware of any tax incentives for a new...
What is the name of your state? TX
Hello, I need some advice. I recently purchased a car about 12 days ago however my trade in has a balance that has yet to be paid off. I provided a 3 day payoff quote as per their request. 11 days later the loan has not been paid off, and has more interest...
What is the name of your state? TX
As mentioned previously I had a tenant who moved out and has failed to pay December's rent. Rent was due on 12/1/04. I received in today's mail her door key. There was no forwarding address, and no return address on the envelope. Using the key she...
What is the name of your state? TX
I need some advice...I am about to lease a new vehicle and would like to know if I can refinance this lease to my Credit Union as soon as the papers are signed with the lease company. My credit union does not charge for a refinance to them and has lower...
What is the name of your state? TX
I have a deadbeat tenant who has moved out 3 months early and left some of her belongings scattered throughout the home. Calls, e-mails and written correspondence go unanswered and unreturned. From my understanding I am supposed to mitigate my damages and...
What is the name of your state? TX
I am pursuing a tenant who left without fulfilling the duration of their lease. I am being told by the County Clerk that I must file an eviction suit to get back rent. Is this correct? The clerk also states a seperate case must be brought against the tenant...
What is the name of your state? Texas
I had a tenant who entered into a lease agreement for 6 months to live in my home. This person has moved out early (2 months into lease) and attempted to break the lease by saying I could keep the deposit. This person claims they could not live there any...
What is the name of your state? TX
My other post a few weeks ago indicated that I have a tenant about to up and leave my 4 bedroom home and break the lease. The tenant claims that his attorney told him he has a way out since my verbiage:
"Tenant may submit a change to lease term if submitted...
What is the name of your state? TX
I am interested in finding out more about chapter 7 and 13 bankruptcy. My question is with chapter 7 what happens to my house and car? I keep hearing conflicting information that both are "washed clean and clear". Certainly this can't be right....I don't...
What is the name of your state? TX
I am the landlord of a home in Texas, I have two tenants under contract. One of the tenants has complained several times that she dislikes the other tenant that recently moved in because she is female and that she hates other females. I obviously cannot...
What is the name of your state? Texas
I am a live in landlord in a 3 bedroom home. I have rented out one room along with the bathroom and things have been fine. I recently brought it to her attention that I am contemplating renting out the other room. She has no objections if it was a guy...
What is the name of your state? Texas
I co-signed on a loan recently for a medical procedure, I was told by the lenders that I was the primary reason the loan was approved because of my excellent credit history. Now fast-forward about 3 months, I have a inclination that this friend is going to...
What is the name of your state? TX
I need some advice, my girlfriend has come upon a hard situation and cannot make her lease payments. She is in a 6 month lease and has paid 2 months of the 6. What are the consequences of her not fulfilling the lease? I mean I would imagine it goes on...
What is the name of your state? TX
With one day before closing I get a call from my loan officer indicating that there has been a problem securing the 80% loan (I am doing a 80/20). The problem is that the lender has placed a limit on seller contributions. The limit is 3% and we need 5% to...
What is the name of your state? Texas
Ok, so I know someone who got pulled over and went to jail for 7 hours for a DWI offense. She had to perform a breathalizer test and blew a .1xx I would like to know what she could expect when a court date is set. She has a clean record with no priors...
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