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    1. M

      Debt Collector Harassment

      What is the name of your state (only U.S. law)? Ohio Last Summer I set up a direct withdrawal with a law firm / debt collector for a loan I co-signed. Last month I discovered that debt should was dischargeable with my Charpter 7 filing in 2005. * I faxed a letter to them along with a copy of...
    2. M

      Chapter 7: Discharge Private Loan?

      What is the name of your state (only U.S. law)? Ohio. Are private, non-government guaranteed student loans dischargable when filing Chapter 7? Co-signed on a student loan 5 years ago that the borrower defaulted on. Someone told me that I since it was a private loan I should be able to discharge...
    3. M

      Co-Signed Loan

      What is the name of your state (only U.S. law)? Ohio Co-signed a $10,000 college loan for my xGF 4.5 years ago. I discovered she never made payments when I started receiving notices. She kept delaying, trying to get extentions but approaching five years hasn't paid anything on the loan as we...
    4. M

      Medical Records / Background Info

      What is the name of your state (only U.S. law)? Ohio. Is it possible to request records for a person's hospital stay? And what about college attendenace and employement / financial records [bad credit]? Thanks.
    5. M

      Motion for Custody Hearing

      What is the name of your state (only U.S. law)? What is the name of your state (only U.S. law)? Ohio. Hello again. Mother of my two youngest children filed a Motion for Custody. Children are 6 and 8. We were never married but for the most part have lived together as a family. They moved out in...
    6. M

      Mom expects 12 YO son to pay for his dinner

      What is the name of your state (only U.S. law)? Ohio. Wow, just wow. My son's mother told him she would give him money for Christmas so "He could buy what he wants". On Christmas she said "She would hold onto it for him" then a couple of weekends ago he said mom made him pay for his dinner when...
    7. M

      Co-signed loan and now they won't pay

      What is the name of your state (only U.S. law)? Ohio Co-signed a $10,000 college loan for my xGF 5 years ago. I discovered she never made payments when I stated receiving notices. She kept delaying, trying to get extentions but still hasn't kept her end of the bargain. During a mediation...
    8. M

      Custodial mom Moving child out of State

      What is the name of your state (only U.S. law)? Tenn. A friend divorced and was granted full custody in 2001 while both parties lived in Tenn. Dad saw child every 4-6 weeks. Mom moved to Ky in 2005 and both parties worked out a visitation plan out of court. Original parenting Plan and Custody /...
    9. M

      12 YO assualted by another student

      What is the name of your state (only U.S. law)? Ohio My child was recently discharged from residential and placed into an alternative middle school for kid's with behavioral and emotional issues. In our family counsling session he told [for the 1st time] us about the concerns he had about their...
    10. M

      Is being evicted cause for an E.M.C.?

      What is the name of your state (only U.S. law)? What is the name of your state (only U.S. law)? Ohio. Long story. Never married. She and children [5/7] move out March 16th. Mother of my two children takes O.D. July 14th. I P/U children from sherriff and they stay with me for the seven days while...
    11. M

      Child Support Agency order vs Court ordered C/S

      What is the name of your state (only U.S. law)? Ohio. Good morning. Thanks again for the advice in the past. Things have taken a complicated turn but I'm dealing with it, no small part to the council on this forum! Here's the deal. My two youngest children and their mother moved out in March...
    12. M

      What proof does the I.R.S. require/accept as proof of residency?

      What is the name of your state (only U.S. law)? Ohio Never married, both mother and father are illegible to claim our two chirdren as dependants for 2008. Based on the tie - breaker rule I would win because I have a higher gross income. The problem is when the two returns are flaged and we're...
    13. M

      Claiming dependants on Tax Return

      What is the name of your state (only U.S. law)? Ohio. Never married to mother. We share two children. She has decided to seperate and move next month and informed me she's claiming our two children. For the last two years we split the refund. Before that she kept the entire refund even when I...
    14. M

      Thank You

      What is the name of your state (only U.S. law)? Ohio I just wanted to thank everyone on this forum that offered advice on my EMC and Complaint for Custody motion[s]. And even if all of the advice wasn't what I wanted to hear at the time or said in the most delicate manner it was in the end...
    15. M

      GAL vs Court Investigator: Part II

      What is the name of your state (only U.S. law)? Ohio. I have an update along with some follow up questions to a thread I started which is now closed. Met with the court appointed Court Investigator yesterday. This was very enlightening and informative. She confirmed that her role is to gather...
    16. M

      Who moderates these forums and how do you contact?

      What is the name of your state (only U.S. law)? Ohio I didn't see a list of forum moderators. Is there a way of contacting them or do they wish to remain unseen? TIA.
    17. M

      Guardian ad litem vs Court Investigator

      OHIO. Can someoen explain the difference? I met with an attorney and he strongly advised I get a court orderd guardian ad litem involved in my custody case. He said that was something he could set up and that the cost would [typically] be split between both parties. I then asked him what the...
    18. M

      Dog Bite Me!

      What is the name of your state (only U.S. law)? Ohio About a month ago I was the victim of a dog bite. The dog was on a leash, the owner on roller blades approaching me [running] and my son [riding his bike] on a city sidewalk. As I ran by the dog must have circled around the owner and bit me...
    19. M

      Does court ordered health care cover all expenses? Ohio

      What is the name of your state (only U.S. law)? Ohio I was court ordered to provide health care for my child. What about deductables for office visits and medication. Am I responsible for this as well or is this shared with the custodial parent? Thanks
    20. M

      Emergency Motion for Custody Hearing Question

      What is the name of your state (only U.S. law)? Ohio I have a "emergency motion for custody" hearing for July 22nd. My question is how much time will I have with the magistrate to present my case for emergency custody? What is the protocol, and what can I expect should they rule in my favor to...

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