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    1. H

      2002 federal tax owed & chapter 13 BK

      What is the name of your state? I live in Arizona I recently filed chapter 13 and just received a proof of claim from the irs. They say I owe taxes from 2002 which they did not inform me of until this proof of claim. I looked at my taxes from that year, and I do not believe I owe them...
    2. H

      Refinancing a Mortgage

      What is the name of your state? Arizona. I recently signed papers to refinance my home, and the first time I went to sign the papers, they were incorrect, so I refused to sign. I was told it would be redone and called when they were ready. This time, when I was to sign, there was a difference...
    3. H

      How to Get Questions Answered Here

      What is the name of your state? Arizona. I was just trying to learn if there are some questions which will not be answered, and what kind they might be. If there is a certain scenario I am not aware of, someone, please tell me. Thank you.
    4. H

      No answers to Chapter 7 lien questions

      What is the name of your state? Arizona. I guess my questions are not able to be answered on a forum. Maybe it's worse than I thought. Oh Boy!!!
    5. H

      Secured and Unsecured liens after Chapter 7 discharge.

      What is the name of your state? Arizona. Could someone please tell me if liens on my home/property are discharged along with other debts after conclusion of the Chapter 7? These debts would be credit card and past homeowners association dues. If someone could just give me some direction...
    6. H

      Liens after Chapter 7 discharge

      What is the name of your state? Arizona I filed Chapter 13 BK in 2003, and became unable to keep up payments so converted to Chapter 7 in November 2006. I had a lien on my home by the homeowners association, for a judgement they obtained properly a long time ago for $965.00. This was listed in...
    7. H

      LTD benfits & SSD Reimbursement

      State of Arizona. Looking for help for my mother-in-law who was found totally disabled in 2000, and qualified for LTD benfits from her employer. She was told to apply for SSD, and was also found disabled. She has continually accepted payments from both since the onset, without the LTD company or...
    8. H

      Chapter 7 Bankruptcy and Payday Loans

      What is the name of your state? Arizona. Can a consumer file bankruptcy on "payday loans"? I have been told that it is not possible in Arizona, and that criminal charges could be brought against anyone not repaying these loans, on bad check charges, as AZ is very hard on nsf's, etc...

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