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It sounds as if your husband's employer (assuming it is a large one) has a human resources or benefits director that does not know the law or the terms of its own insurance policy and as a result is wasting its employees money and also its own money.
All I can think of otherwise is (1) its...
You really need an experienced lawyer in CT to review the whole set of documents to determine who gets what. This likely would be determined by the exact wording! (And you thought the Florida recount is complicated.)
But be mindful that this IS your mother and something short of all out...
If the land was held in a JOINT TENANCY WITH RIGHT OF SURVIVORSHIP then you can probably file a certified copy of the death certificate with the county clerk in Oregon. Ask the clerk for details.
If it was held as TENANTS IN COMMON, her interest passes according to her Will, which if whe had...
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