What is the name of your state?What is the name of your state? Arizona
I am seeking legal advice / assistance pertaining to a property that I lost through foreclosure 14 years ago (1990) but remains in my name because the owner has not negotiated his judgement. Although the judgement instructed the owner to sell the property and give me a thirty day right of redemption from the date of the sale, a sale was never held and a new deed never issued. Instead the owner of the judgement has given the county treasurer his address (as mine) so that he would receive the tax bill (in my name) each year. The judgement holder also has re- recorded the judgement in 2002 even though the judgement has past the statue of limitations and is not collectable. The amount of the judgement was approx. $5000. less than the fair market value of the property at the time the judgement was issued. The judgement owner has a $130,000.00 child support lien against him and his residence and this may be the reason for the current state of affairs. I have several questions.
Because there was no sale I was denied my right of redemption or Hearing to establish fair market value? Is this actionable?
I was denied the surplus that a trust sale would have brought as the lot had been improved and was at a fair market value approximately $5000.00 higher that the judgement. Is that actionable
I have suffered a poor credit rating because of the re-filing of an invalid (expired) judgement. I paid sub-prime lending rates. Is that actionable?
I feel the judgement holder did not act in good faith and that my interest were disregarded because he would have lost the sale proceeds to the child support lien holder. Is this actionable
The judgement holder has diverted mail addressed to me (Tax Bill) so that I would not discover his actions. Is this actionable
I would like to have this mess straightened out, be paid my surplus and interest, receive compensation for increased credit cost due to the re-filing, and possibly redeem my property. The trustee states that this account is still open even though the beneficiary has pursued a judicial forclosure and received a judgement 14 years ago. The beneficiary has let the judgement expire without taking action. Most importantly I would like to put this issue to rest forever. Does anyone know what actions, if any, that I may take.
I am seeking legal advice / assistance pertaining to a property that I lost through foreclosure 14 years ago (1990) but remains in my name because the owner has not negotiated his judgement. Although the judgement instructed the owner to sell the property and give me a thirty day right of redemption from the date of the sale, a sale was never held and a new deed never issued. Instead the owner of the judgement has given the county treasurer his address (as mine) so that he would receive the tax bill (in my name) each year. The judgement holder also has re- recorded the judgement in 2002 even though the judgement has past the statue of limitations and is not collectable. The amount of the judgement was approx. $5000. less than the fair market value of the property at the time the judgement was issued. The judgement owner has a $130,000.00 child support lien against him and his residence and this may be the reason for the current state of affairs. I have several questions.
Because there was no sale I was denied my right of redemption or Hearing to establish fair market value? Is this actionable?
I was denied the surplus that a trust sale would have brought as the lot had been improved and was at a fair market value approximately $5000.00 higher that the judgement. Is that actionable
I have suffered a poor credit rating because of the re-filing of an invalid (expired) judgement. I paid sub-prime lending rates. Is that actionable?
I feel the judgement holder did not act in good faith and that my interest were disregarded because he would have lost the sale proceeds to the child support lien holder. Is this actionable
The judgement holder has diverted mail addressed to me (Tax Bill) so that I would not discover his actions. Is this actionable
I would like to have this mess straightened out, be paid my surplus and interest, receive compensation for increased credit cost due to the re-filing, and possibly redeem my property. The trustee states that this account is still open even though the beneficiary has pursued a judicial forclosure and received a judgement 14 years ago. The beneficiary has let the judgement expire without taking action. Most importantly I would like to put this issue to rest forever. Does anyone know what actions, if any, that I may take.