<BLOCKQUOTE><font size="1" face="Arial, Helvetica, Verdana">quote:</font><HR>Originally posted by OUCH:
I live in the Sunshine State (Florida) and I was involved in a motor vehicle accident. I was not at fault. My PIP has covered 80% of my bills and the remaining amount equals $4000.00 out-of-pocket that I will need to pay to my doctor, etc.
THe Insurance Company (Progressive) said that they will pay 20% of that $4000.00.
Aren't they responsible to pay that full amount - $4000.00??? What is going on here??
Or is that the correct amount for the state of Florida??
it doesnt sound right to me????????
could someone please give me some advice???<HR></BLOCKQUOTE>
My response:
Ah, yes. The "agony and the ecstacy" of the "No-fault" jurisdiction. This is a terrific illustration and lesson for those who voted for "no-fault" in their States, and bought the insurance company's propaganda.
You're describing your situation in terms of "fault" when there is "no fault." But, it's the only type of law where the injured party "becomes" like a "fault" party because under such laws, you wind up getting stuck with some sort of bill. Talk to an attorney from your area about what avenues you have left.
I'll bet, though, when "no-fault" comes up on the ballot again, you'll vote to change the law back to the way it should be. Good luck to you.
IAAL
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