AA membership

[Trainer]

What is the name of your state? Iowa

My life app asks if I'm a member of Alcoholics Annonymous. Can they ask such a question? What would happen if I refuse to answer or simply answer no?

 

[seniorjudge]

What is the name of your state? Iowa

My life app asks if I'm a member of Alcoholics Annonymous. Can they ask such a question? What would happen if I refuse to answer or simply answer no?

Please post the EXACT wording of that question. Thank you.

(Just say no.)

 

[Trainer]

Wording

Please post the EXACT wording of that question. Thank you.

(Just say no.)

Are you currently or have you been a member of Alcoholics/Narcotics Annonymous?

Are you suggesting to answer no?

 

[somarco]

If you fail to answer the question truthfully you have committed insurance fraud which carries some stiff penalties.

 

[seniorjudge]

If you fail to answer the question truthfully you have committed insurance fraud which carries some stiff penalties.

And how does an insurance company get the membersip roster of AA/NA?

 

[somarco]

And how does an insurance company get the membersip roster of AA/NA?

The point of your question being????

 

[seniorjudge]

The point of your question being????

And how does an insurance company prove this fraud?

 

[somarco]

And how does an insurance company prove this fraud?

So, are you suggesting it is acceptable (or even legal) to commit fraud if one is to believe the carrier is not in a position to dispute the information on the application?

 

[seniorjudge]

So, are you suggesting it is acceptable (or even legal) to commit fraud if one is to believe the carrier is not in a position to dispute the information on the application?

I am not suggesting anything. Read my post again:

And how does an insurance company prove this fraud?

 

[somarco]

I have read your post several times. There are a number of ways the carrier can prove fraud, and filing a false application is not something that should be condoned or even suggested.

 

[seniorjudge]

I have read your post several times. There are a number of ways the carrier can prove fraud, and filing a false application is not something that should be condoned or even suggested.

Okay, if you don't want to answer my question, then I won't bother you anymore.

 

[StickyFingers]

I have read your post several times. There are a number of ways the carrier can prove fraud, and filing a false application is not something that should be condoned or even suggested.

Obviously, you are not familiarized with these particular programs.

 

[ENASNI]

Obviously, you are not familiarized with these particular programs.

I don't think somarco knows what the second "A" stands for in AA.

 

[somarco]

I don't think somarco knows what the second "A" stands for in AA.

Actually, my comprehension skills are quite high. What is lacking in most of the responses is an understanding of the underwriting process, and the resources a carrier has in assessing a risk.

 

[StickyFingers]

Actually, my comprehension skills are quite high. What is lacking in most of the responses is an understanding of the underwriting process, and the resources a carrier has in assessing a risk.

You are truly an idiot!

Please think before you reply next time, as not to show further ignorance.

Thank you!