Accidental fall

[by0b]

California
A friend of mine took their child to the doctors office for a immunization required by the school. After receiving the shot, the doctor recommended more shots. While waiting for the shot, the child became faint and fell, hitting here face on a fire extinguisher attached to the wall. The childs face is cut up and swollen inside and out.
Should a doctors office carry some kind of business liability insurance to cover accidents in the work place?

 

[Zigner]

California
A friend of mine took their child to the doctors office for a immunization required by the school. After receiving the shot, the doctor recommended more shots. While waiting for the shot, the child became faint and fell, hitting here face on a fire extinguisher attached to the wall. The childs face is cut up and swollen inside and out.
Should a doctors office carry some kind of business liability insurance to cover accidents in the work place?

Shouldn't a parent supervise their child?

 

[Mass_Shyster]

The childs face is cut up and swollen inside and out.
Should a doctors office carry some kind of business liability insurance to cover accidents in the work place?

Yes, any business should carry premises liability insurance, and if the child has permanent injuries, that insurance company should be contacted.

 

[las365]

Yes, any business should carry premises liability insurance, and if the child has permanent injuries, that insurance company should be contacted.

Most such policies have a no-fault (meaning you don't have to prove liability)medpay component that is appropriate for situations like this one. It would provide reimbursement for medical expenses, usually with a relatively low maximum payout like $1000-5,000. The doctor's office should notify its insurance carrier of the accident.

 

[QueenofEngland]

Shouldn't a parent supervise their child?

Fainting is sudden. The child could have simply been standing there doing nothing wrong. It sounds like the child had a sudden vaccine reaction. I don't see anything even hinting at this being a problem of parents not supervising.