I live in Chicago, IL. In December 2016, i had an accident involving another car that was insured by State Farm, and i had valid American Alliance liability insurance. We exchanged info, and i went to police station to make a police report since the police didn't respond due to no injuries, only property damage.
18 months later, i am summoned to court by State Farm and a law firm from downtown Chicago, for amount of $3,777.00. American Alliance refuses to pay for the claim, or even give me a legal representative based on a fact that i did not provide them with info about the accident within first 30 days. They have my letter with the info, but they say they only received it in March, therefore they claim i did not cooperate with them.
What can i do? I don't want to settle with State Farm because i feel i was scammed, i had valid insurance at the moment. No lawyer will represent me at court because the claim is too low, expenses will exceed the claim.
A lawyer told me that my insurance agent had to deliver this info on my behalf if i didn't. Can i sue them?
18 months later, i am summoned to court by State Farm and a law firm from downtown Chicago, for amount of $3,777.00. American Alliance refuses to pay for the claim, or even give me a legal representative based on a fact that i did not provide them with info about the accident within first 30 days. They have my letter with the info, but they say they only received it in March, therefore they claim i did not cooperate with them.
What can i do? I don't want to settle with State Farm because i feel i was scammed, i had valid insurance at the moment. No lawyer will represent me at court because the claim is too low, expenses will exceed the claim.
A lawyer told me that my insurance agent had to deliver this info on my behalf if i didn't. Can i sue them?