Being threatened with jail for a legitimate CC dispute?

[PayrollHRGuy]

I was thinking along the lines of the OP having a porn card that he adds to whenever he is going to use it.

As another option, many banks have a service where they provide you with a one-time use CC number that is only good for the amount of charges you set in a given period of time.

 

[quincy]

Why can't you just accept a full refund from your credit card and then pay the site again (minus the $5)?

 

[Supersega8]

QUOTE="quincy, post: 3643753, member: 327460"]
Why can't you just accept a full refund from your credit card and then pay the site again (minus the $5)?
[/QUOTE]

They haven't given me a full refund yet, just partial refunds. I guess I can wait and see what happens moving forward. Any other advice?

 

[LdiJ]

QUOTE="quincy, post: 3643753, member: 327460"]
Why can't you just accept a full refund from your credit card and then pay the site again (minus the $5)?

They haven't given me a full refund yet, just partial refunds. I guess I can wait and see what happens moving forward. Any other advice?
[/QUOTE]

Definitely wait and see what happens going forward. You do not want to be sending them any money at all when you don't know for sure that you have been refunded anything that you shouldn't have been refunded. In addition, its not a police or criminal matter so don't believe that part of it.

 

[Mass_Shyster]

So I used a few different credit cards and had probably about 60 transactions over the last 4 months. I let all of them know of the situation.

That doesn't make sense. You said you only disputed a single $5 charge. There is no chance that "a few different credits cards" would dispute 60 transactions because you disputed one. Why did you let "all of them know" about the single disputed charge?

Something doesn't add up.

 

[Supersega8]

That doesn't make sense. You said you only disputed a single $5 charge. There is no chance that "a few different credits cards" would dispute 60 transactions because you disputed one. Why did you let "all of them know" about the single disputed charge?

Something doesn't add up.

So I think it's not so much the CC disputing the transactions as the merchant closing the account and supposedly refunding me everything over the single dispute.

 

[PayrollHRGuy]

That's their decision. If they refund you and it isn't the CC company doing a chargeback they can hardly claim you committed a crime.